More and more insurance companies are now offering critical illness insurance, which cover increasing numbers of illnesses. However it can be difficult to find the best critical illness policies – that’s where your financial adviser should come in.
A good financial adviser should be able to find the best critical illness policies, which cover as many illnesses as possible, yet with highly competitive premiums to ensure you are not paying over the odds. It is estimated that 1 in 3 of us will contract a critical illness at some point in our lives, so is it worth the risk to not have critical illness insurance in place?
Some of the best critical illness policies will cover an extensive range of illnesses. Then in the event that you should contract one, you will receive a payment to cover the balance of your mortgage for instance, or perhaps an income depending on how you prefer your policy to be set up.
Ensuring you have the right level of cover, with the right insurance company, at the right price  can be complex so we would always recommend speaking to an independent financial adviser, such as ourselves. An independent financial adviser can not only help you find the best critical illness policies for your needs but will also have access to the whole market so can source you the most competitive quote.
Contact our impartial advisers on 0800 678 5929Â .
