Did you know that most critical illness cover these days covers your children too?
Depending on the provider, your kids can be covered by up to £25,000 of children’s critical illness insurance at no extra cost! Some insurers offer much less free children’s cover, however, so it’s worth asking for advice and shopping around.
Royal Liver offers a special add-on to its illness-related income protection cover, which provides a lump sum, equal to four months of your cover, to parents who wish to take a break from work to care for a sick child.
If you want to locate an expert specialist in relation to the health condition you are claiming for, BUPA’s Best Doctor service offers information on leading medical specialists for every illness, on a worldwide basis.
There are also a number of telephone helpline services now included with certain critical illness policies, offering information, advice and counselling to those claiming for critical illness.
And Prudential is even offering ’severity based’ cover, where you can receive a part payout for relatively mild forms of a disease or condition.
With so many hidden or not so well-hidden options, it is defintely worth checking out and shopping around for the best add-on deals!
