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Children's Savings and Investments

Children born on or after 1st September 2002 are now eligible for a £250 voucher to be invested in a Child Trust Fund that cannot be withdrawn from until the child turns 18. We can help you find the best place for that money and what's more you can invest it online here.

 
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Get Child Trust Fund Advice Get Child Trust Fund advice from our children's savings & investment adviser
Call us for advice on investing for children Call 02871 273030 for advice on investing for children
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Child Trust Fund Advice

The Child Trust Fund is essentially a long-term, tax-efficient, savings and investment account. You can add a maximum of £1,200 each year to the fund and the account can be moved or changed at any time to one that may be more productive.

Child Savings Accounts - no risk as you receive the amount invested plus the interest earned

Share-Investing Accounts - investing in shares is more risky as value can fall as well as rise, however there is greater potential for the investment to do well

Stakeholder Accounts - your child's money is invested in shares in companies, with the government putting measures in place to reduce the risk


Things to Consider When Investing for Children:

Your Risk Profile, we have created portfolios to suit individual profiles to help make your choice of investment easier.
Check your profile here and view our recommended portfolios >>

Investment duration - for example are there restrictions about withdrawals?

Saving for children tends to be for longer term, so this usually gives you more flexibility and choice but risk can be higher

Lump sum investment or regular monthly savings? When you invest online with us you can choose either option although a little every month soon adds up!
 
 

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Chartered Financial Planners
- Principle First Financial Services are one of the few Independent Financial Advisers to achieve Chartered Status in the UK - a reflection of our professionalism and dedication to providing the highest level of customer service and financial planning, including wealth management and inheritance tax planning.

Principle First Financial Services is a trading style of GMF Marketing Services Ltd. which is authorised and regulated by the Financial Services Authority. Principle First Financial Services is entered on the Financial Services Authority's register under reference number 409667.

PAST PERFORMANCE IS NOT A GUIDE TO FUTURE RETURNS & INVESTMENT RETURNS MAY FALL AS WELL AS RISE - Risk Profile must be clarified before proceeding with any investment advice. We use the phrase best ISA on the basis that it may be the ISA most suitable to your needs.
Principle First - Chartered Financial Planners