What types of ethical investments are available?
How do I choose an ethical fund?
What are the risks involved with ethical investment?
How do I invest in an ethical fund?
How do I find out what ethical funds are available?
What types of ethical investments are available?
Ethical investment can come in many forms - ethical Unit Trusts
& OEICs, ethical investment trusts, ethical life and pension
funds, ISAs and other savings schemes. It is also possible to have
an ethical mortgage. The majority of funds that invest ethically
are Unit Trusts or OEICs.
How do I choose an ethical fund?
Firstly you must decide which issues concern you most. If you are
unsure about which social or environmental issues to focus on, you
can discuss it with one of our investment advisers, who can answer
any other questions you may have.
When researching ethical investments, each fund should disclose
their investment policy, providing you with information on the companies
in which they invest.
As well as the investment strategies of a fund you should also consider
the performance to ensure that you get the most from your investment.
If you are unsure about any investment you should seek the advice
of an Independent Financial Adviser, such as Principle First, as
we have experience in the ethical sector.
What are the risks involved with ethical investment?
As with most investments there is some degree of risk involved and
this depends on the specific funds you choose. It is important to
note that the value of an investment, regardless of whether it is
ethical or not, can fall as well as rise.
How do I invest in an ethical fund?
You can invest ethically via a financial adviser like ourselves,
whether you are interested in an ethical Unit Trust, OEIC or ISA.
It is important that the fund suits your ethical values, so ensure
that you read the Key Features document and the fund manager's statement.
For the less experienced investor it is always advisable to go via
an authorised Independent Financial Adviser, who can help you select
a fund that suits your needs and also complete all of the transactions
on your behalf. You can discuss your needs with our independent
investment adviser on 02871 273030
How do I find out what ethical funds are available?
You can research some ethical funds via our ethical investment research
page here. When you have invested you can also monitor the value
of your ethical trust on a daily basis via our client area.
If you require any further information about ethical investments
or investments in general, please do not hesitate to consult our
independent financial advisers. Request
advice here
Chartered Financial Planners - Principle First Financial
Services are one of the few Independent Financial Advisers to achieve
Chartered Status in the UK - a reflection of our professionalism and
dedication to providing the highest level of customer service and
financial planning, including wealth management and inheritance tax
planning.
Principle First Financial Services is a trading style
of GMF Marketing Services Ltd. which is authorised and regulated by
the Financial Services Authority. Principle First Financial Services
is entered on the Financial Services Authority's register under reference
number 409667.
PAST PERFORMANCE IS NOT A GUIDE TO FUTURE RETURNS & INVESTMENT
RETURNS MAY FALL AS WELL AS RISE - Risk Profile must be clarified
before proceeding with any investment advice. We use the phrase best
ISA on the basis that it may be the ISA most suitable to
your needs.
