Insurance News

More play lotto than buy life insurance cover

Tuesday, August 24th, 2010 by Fiona Coyle

More play lotto than buy life insurance cover

Most of us spend more each month on the lotto than on insuring our life and the wellbeing of our family. Only 41% of people in the UK have life insurance cover, while 68% of people play the lotto or gamble, says Aviva. The average household spends nearly £14 a month on games of chance, while the cheapest life insurance cover can cost just £5 a month.
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Key Man Insurance – needed by many, taken by few

Thursday, July 29th, 2010 by Fiona Coyle

Key Man Insurance - needed by many, taken by few

Time is running out for small businesses. Only 18% of them have key man insurance, to cover the company for temporary or permanent loss of a senior employee. Key man insurance could be used to repay a loan on which a director had given a personal guarantee, or, in a partnership, to buy out the share of a deceased partner. Read More

Life and critical illness insurance essential to protect young families

Friday, July 23rd, 2010 by Assumpta Breslin

Childcare costs for 2 children are now almost £16,000 per year. As a result, many families would struggle if one income were to be lost. The working spouse would find themselves working ‘just to pay the childminder’, but would depend on dwindling state benefits, if no life and critical illness insurance were in place.

Critical Illness Insurance Cover – for the hidden costs of ill-health

Thursday, July 8th, 2010 by Fiona Coyle

When ill-health strikes, even the short term costs can be considerable, particularly when a home must be modified for disabled use. Here are the main items of expenditure needed on day one. Critical illness insurance cover can soften the blow Read More

Hidden perks single out best life and critical illness insurance

Monday, June 28th, 2010 by Fiona Coyle

Many life and critical illness insurance policies include hidden perks that single them out as great value. Some even include your children under your insurance cover. Read More

PruProtect bundles critical illness insurance with medical cover

Wednesday, June 23rd, 2010 by Fiona Coyle

PruProtect bundles critical illness insurance with medical cover

PruProtect’s new Health Cover Optimiser combines critical illness insurance with its private medical insurance added at a 25% discount. This gives you a lump sum plus costs towards medical or hospital bills – various combinations are possible. Click headline to read more.

Telling FIBs – Family Income Benefit Insurance

Friday, June 11th, 2010 by Fiona Coyle

Telling FIBs - Family Income Benefit Insurance

Family income benefit insurance or FIB is a lesser-known life insurance policy that pays a yearly income, rather than a lump sum, to your family. FIB is ideal for funding education for your children, or the costs of childcare. It’s also a lot cheaper than traditional ‘lump sum’ life cover. Read more by clicking the headline above.

Costs to rise for life and critical illness insurance

Wednesday, June 9th, 2010 by Fiona Coyle

Costs to rise for life and critical illness insurance

Insurers predict that the cost to employers of providing life and critical illness insurance, and income protection insurance for employees, will rise steadily into 2012. How will this affect you? Read more by clicking on this headline.

Women breadwinners ignore life and critical illness insurance – AXA

Friday, May 21st, 2010 by Fiona Coyle

Women breadwinners ignore life and critical illness insurance - AXA

While the woman is increasingly the main breadwinner in the UK household, she fails to realise that this has created a need for her to take life and critical illness insurance, according to AXA.

Income Protection Insurance – Workers return to work before fully fit

Friday, May 14th, 2010 by Fiona Coyle

Income Protection Insurance - Workers return to work before fully fit

Most UK workers would return to work before fully recovered from illness, for cash reasons, according to Aviva. Taking income protection insurance would give them time to fully recover, and not risk their health.

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