Ethical investment with protection – the Stewardship Safeguard Optimiser Fund
The Stewardship Safeguard Optimiser Fund offers returns from ethically-screened UK shares on a ‘smoothed’ basis. This means that measures are in place to reduce the negative impact of any years of unsatisfactory performance from the investment fund’s stock market exposure.
The smoothed aspect in the investment fund is achieved as follows: the share element of the fund is ethically screened and drives the growth in the fund, while the remainder of the fund is invested in cash to balance any fluctuations. When markets fall, more of the fund is transferred into cash to offset the fall. When markets rise, funds in cash are re-invested in stocks and shares to benefit from this upswing.
The result is a ‘safety net’ effect when markets go down, in which case the investment fund’s unit price should not fall below 80% of its highest unit price in that period. This offers a good level of protection in the investment fund, without the additional cost of an investment fund offering a full-blown guarantee.
Need more information on the Stewardship Safeguard Optimiser Fund investment or in other ethical investments? Contact us now – get investment advice online or ring freephone 0800 6785929
What is the ethical aspect of the Stewardship Safeguard Optimiser Fund
Every Stewardship Safeguard Optimiser Fund investment aims to target companies which make a positive contribution to the world, based on social, environmental and ethical issues. The Stewardship Safeguard Optimiser Fund seeks out companies that make a positive contribution to society, including those which look to conserve energy or natural resources, have good employment practices and show strong community relations.
Conversely, the investment fund strives to sift out companies that pollute the environment, are involved in production of weapons, or may be involved in exploiting developing countries.
The ethical screening process is backed up by research carried out by the investment fund’s Committee of Reference, in cooperation with independent organisations such as the Ethical Investment Research Service (Eiris).
Where does the Stewardship Safeguard Optimiser Fund invest
The top holdings in a Stewardship Safeguard Optimiser Fund investment at the end of April 2010 were (largest first): HSBC, Vodafone, BG Group, Cairn Energy, Tesco, Scottish & Southern, Standard Chartered, Informa (information and training), National Grid, and Pearson.
Investing in the Stewardship Safeguard Optimiser Fund
Launched in 2009, the Stewardship Safeguard Optimiser Fund has £15.1m under management. The fund is particularly suited to the more cautious investor, who is also prepared to accept low levels of risk for the prospect of slightly higher returns.
Are you interested in a Stewardship Safeguard Optimiser Fund investment or in other ethical investments? Contact us now – get investment advice online or ring freephone 0800 6785929
