With the phasing out of the child trust fund all but complete and a wait until November for its replacement, the Junior ISA parents have turned to children’s stakeholder pensions as a way of investing in their parents futures.
Independent Financial Advice Service from Principle First
Financial Planning
Open a OnePlan Account today
Open a OnePlan Account today
Pensions
Get ready for tomorrow today
Get ready for tomorrow today
Investments
With you at every step
With you at every step
Investments
INVESTMENT EVALUATION
Not getting good growth on your investments?
At Principle First, we will evaluate your investments to ensure the best chance of growth. We will also educate you about your investments and the funds in which your money is held - giving you the confidence and knowledge to get a better return.
Investment PlannerFinancial Planning
INHERITANCE TAX
Many people spend all their life building up their fortune, for 40% to be taken by the tax man on death, in the form of INHERITANCE TAX.
Principle First will assess your finances and make recommendations, ensuring that you mitigate your beneficiaries' INHERITANCE TAX liabilities.
Inheritance Tax CalculatorThe OnePlan™
Would you like to manage your Pension, ISA's, Mortgage, Life Cover & IHT using OnePlan? Start Now >>
Pensions
RETIREMENT INCOME
People are not saving for retirement, or they do not review their existing pension to maximise their growth or minimise their risk.
Like all investments, Principle First will review your investments annually and advise you on how to ensure that you have an adequate income in retirement.
Pension PlannerMortgages 
MAKE THE RIGHT MOVE
Finding the right mortgage does not just mean going for the deal with the lowest interest rate.
There are many factors to take into consideration, when choosing a mortgage. We believe that with the right advice you can get the best mortgage deal that suits you. We are with you every step of the way!
Mortgage PlannerPersonal Insurance 
FAMILY PROTECTION
For most people, family is the single most important thing. However, few people have the correct family protection in place.
We will demonstrate through simple calculations what life insurance, critical illness insurance and income protection you will require for a secure future.
Insurance CalculatorLatest News from Principle First
State pension age needs to rise to 70 by 2046 – PwC
July 6th, 2011 by Matt ColleyPriceWaterhouseCooper have revealed research that they believe shows the only way Britain can return to the levels of public debt seen before the credit crunch is to increase the state pension age to 70 by 2046
Halifax first time buyer mortgage a mistake
July 6th, 2011 by Matt ColleyHalifax have revealed that a mortgage offering first time buyers a loan with only a five per cent deposit, but with a huge interest rate was never supposed to make it onto the system.
New ‘Help the Poor’ ISA could increase your ISA limit by £200 a year
July 5th, 2011 by Matt ColleyA new scheme aimed at getting savers to invest in schemes that will help the poor will reward savers with a £200 increase in their ISA investment limits.
Number of mortgage deals increase despite homeowners move to reduce debts
July 5th, 2011 by Matt ColleyThe number of different mortgage offers on the market has increased to its highest level for two and a half years, despite news that homeowners have increasingly turned down offers over that same period to concentrate on reducing their mortgage debt.
New pensioners 18% worse off than three years ago
July 5th, 2011 by Matt ColleyPrivate sector workers looking to claim their pensions today will find that they are 18% worse off than those who made the same claim three years ago.
Number of mortgage deals increase despite homeowners move to reduce debts
July 5th, 2011 by Matt ColleyThe number of different mortgage offers on the market has increased to its highest level for two and a half years, despite news that homeowners have increasingly turned down offers over that same period to concentrate on reducing their mortgage debt.
New pensioners 18% worse off than three years ago
July 5th, 2011 by Matt ColleyPrivate sector workers looking to claim their pensions today will find that they are 18% worse off than those who made the same claim three years ago.
Stocks and Shares Isa the answer to mortgage saving woes
June 14th, 2011 by Matt ColleyBuying a house is seemingly impossible without a huge deposit behind you and it’s no surprise that an entire generation of renters has appeared with the average first time buyer now a whopping 38.
A million pension strikers for a month warn unions
June 14th, 2011 by Matt ColleyA union chief has warned that over a million public sector workers could go on strike for a month, in a bid to protect their pensions.
0800 678 5929
7 Racecourse Road,
Derry,
Northern Ireland
United Kingdom
BT48 7RB
Email: info@principlefirst.co.uk
Principle First Financial Services is a trading style of GMF Marketing Services Ltd. which is authorised and regulated by the Financial Services Authority. Principle First Financial Services is entered on the Financial Services Authority's register under reference number 409667.