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	Research Annuity Rates and get the best annuity. An annuity is generally the way of using the money you've contributed to your pension to provide yourself with a guaranteed income for the rest of your life. Annuities can be personalised to provide your income in the way you prefer.
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	Why do I need an annuity? Having an annuity means that you will not spend the entire lump sum you have saved up in your pension fund, instead you will receive a regular income, regardless of the length of your retirement. How do I get an annuity? Many people don't realise that they don't have to buy their annuity from their pension company. You are free to shop around to find the best deal as the annuity rates can vary greatly from company to company. That's where we can help - our advisers can help find the most suitable for you. Call us now on 02871273030 to receive a no obligation pension annuity quote. Annuities at a glance
		most secure way of providing a guaranteed income for the rest of your life. annuities dont have to be bought from the company you have your pension with - ensure you shop around as the income levels can vary greatly between companies. annuity can be personalised e.g. income to increase in line with inflation. However more options you choose will affect level of income you receive. once a pension annuity is bought, it cannot be switched to another provider or altered in any way.

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	Chartered Financial Planners - Principle First Financial Services are one of the few Independent Financial Advisers to achieve Chartered Status in the UK - a reflection of our professionalism and dedication to providing the highest level of customer service and financial planning, including wealth management and inheritance tax planning. Principle First Financial Services is a trading style of GMF Marketing Services Ltd. which is authorised and regulated by the Financial Services Authority. Principle First Financial Services is entered on the Financial Services Authority's register under reference number 409667. PAST PERFORMANCE IS NOT A GUIDE TO FUTURE RETURNS & INVESTMENT RETURNS MAY FALL AS WELL AS RISE - Risk Profile must be clarified before proceeding with any company pension advice.