Best Pensions & Retirement Planning
Whether reviewing an existing pension, or commencing a new pension, talk to a Principle First adviser to get you on the right path. Remember, there is no cost for recommendations, and you are under no obligation.
There are several important factors to take into account when considering pensions or adjusting a current pension plan.
Do you want to start a pension, or need a review? Use our Pension Planner to get an idea of costs, or to see if you are on track to meet your goals.
1. Firstly, pensions are one of the most efficient methods of savings, with up to 40% of your contributions paid by the government if you a higer rate tax payer, and 20% if you are a basic rate tax payer. Make use of these tax incentives.
2. Ensure your savings are invested in the most approprate pension funds. Many savers fail to recognise the difference between the insurance company that provides the tax free wrapper, and the actual investment funds underneath that insurance company with which your money is actually invested. Whether reviewing an existing pension or advising you on a pension start, we will demonstrate to you the better performing pension funds, giving your savings for retirement the best opportunity.
Click here to review our recommended pension portfolios based on your risk profile
3. We can demonstrate the cost implications to achieve 60% of your working income in retirement, we can show you how to do this, and we will review your pension annually, highlighting the progress of your pension. It is important to review your pension regularly. We will do this for you.
Get your pension review here or call 0800 678 5929 to arrange your consultation.
Quotes from our Experts
“As the Managing Director of Principle First, I believe one of our most important roles we can fulfil for society, is to instill a greater savings culture. The UK is in the worst 5 countries in Europe for pension planning. The elderly in the UK are one of the poorest in Europe. This needs to change as mortality rates are increasing. If you live to age 60, you have a 50% chance of living to age 92. That is potentially 32 years in retirement. One of the most important areas of financial planning is retirement planning, absorbing future living costs as well as today’s”, Gareth Flanagan.
” A pension is the financial product which most consumers put off, the one which they fail to start when they should, but it is also the product that they are most happy they started” Gareth Flanagan, Principle First Financial Advisers.
Contact us today to discuss how we can better an existing pension, and make use of our free pension review service.
