Check the whole market for best critical illness cover
When looking for the best critical illness cover, there are around 20 main companies to consider on the UK market.
Each company has its own list of conditions covered in its critical illness insurance policies, its own pricing structure, and its own complex set of terms and conditions, which it is essential to understand.
This is why it is wise to consult Principle First, as an independent adviser who can look at the whole market. With Principle First you can be certain of unbiased advice that will pinpoint the best critical illness cover for you. Our critical illness experts have the freedom to familiarise themselves with all the best critical illness policies on the market.
Would you like quality independent advice on finding the best critical illness cover? Ask Principle First by making a critical illness insurance enquiry or ring 0800 678 5929 now.
You can also use our online critical illness insurance planner to calculate exactly how much cover you should take to replace your income and sustain the lifestyle of yourself and your family, in the event of a health setback. We will also be delighted to do these calculations for you, when working out the best critical illness insurance you should have.
If you do not take independent advice on the best critical illness insurance policies, and instead speak to a high street insurance company, you must be aware that they will not take this independent, whole of market approach. For obvious reasons, they will focus only on their own products, and may be ‘selling’ rather than offering an unbiased view of what is the best critical illness cover for you.
While we are advisingn you on the best critical illness policies, we can also advise you on related products such as accident, sickness and unemployment insurance, which covers not only illness but also loss of income through redundancy, and income protection insurance, which instead of a lump sum provides a regular monthly income, if you fall ill.
Of all critical illness claims that are challenged by the insurer, rather than paid out right away, half are rejected because claimants believed they were covered for an illness that is not listed in the cover. Many more are rejected due to inaccuracies – so called ‘non-disclosure’ of key information – in the application.
Again, only the independent financial advice from our experts at Principle First will explain the policy they recommend, and ensure you have the best critical illness cover for you.
If you think you should leave a criticial illness insurance quote until you are older, think again. The average age of claimants on critical illness policies is just 45, and 70% of claimants are under 50, according to Legal and General.
Do you need an independent quote for the absolute best critical illness cover? Ask Principle First by making a critical illness insurance enquiry or ring 0800 678 5929 now.
