Our extensive
panel of lenders also have rates available up to 23%
APR enabling us to find loans for those with even
severe credit problems. Loans are subject to status. Please
ask for a personalised illustration.
THINK
CAREFULLY ABOUT SECURING DEBTS AGAINST YOUR HOME. YOUR HOME
MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR
MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Personal Loan
Unsecured personal loans do not require any form of security, such
as your property, as they are given based on your creditworthiness.
Therefore the better your past credit history the better chance you
have of getting a good rate with a personal loan.
Advantages of
an unsecured loan
Being unsecured means that your property is never at risk should you
fail to meet your payments.
Compared to secured loans, personal loans can be arranged and approved
faster as property valuations are not required.
However due to the higher risk involved for the lender, personal loan
amounts are usually smaller and sometimes harder to be accepted for
than those offered with secured loans.
Secured homeowner loan or unsecured personal loan
Deciding whether to go for a secured homeowner loan or an unsecured
personal loan can be tricky. However if you require more than £15,000
or a longer repayment term, or if you have bad credit a secured homeowner
loan may be the only option for you.
Personal Loans for any purpose
Need a new car? Perhaps your home needs some long-awaiting improvements?
Sick of dreaming about an exotic holiday? Talk to one of our unsecured
personal loan advisers to see how they can help.