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SIPPs (Self Invested Pension Plan)

A SIPP (Self Invested Pension Plan) is a type of personal pension that allows you to invest in a wide variety of investments and choose where you invest - a DIY pension!
 
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Difference between a Personal Pension and a SIPP?

A SIPP allows you to invest in a wide range of investments including commercial property. Whereas a personal pension limits you to a selection of funds provided by your pension provider.

SIPPs at a glance

tax advantages - 20% tax relief for basic rate
taxpayer - for every £80 contributed to a pension plan, taxman tops it up with £20.

access to more investments than personal / stakeholder pensions including:
- unit trusts
- investment trusts
- OEICs
- stocks & shares
- commercial property

investors can take responsibility and control of their pension and make their own investment decisions.

possibility to invest in almost anything via a SIPP including things like commercial property, works of art and antiques.

having a SIPP generally requires some investment understanding so it may be worth consulting a financial adviser for fund research help.
       
 
 

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Chartered Financial Planners
- Principle First Financial Services are one of the few Independent Financial Advisers to achieve Chartered Status in the UK - a reflection of our professionalism and dedication to providing the highest level of customer service and financial planning, including wealth management and inheritance tax planning.

Principle First Financial Services is a trading style of GMF Marketing Services Ltd. which is authorised and regulated by the Financial Services Authority. Principle First Financial Services is entered on the Financial Services Authority's register under reference number 409667.

PAST PERFORMANCE IS NOT A GUIDE TO FUTURE RETURNS & INVESTMENT RETURNS MAY FALL AS WELL AS RISE - Risk Profile must be clarified before proceeding with any company pension advice. We use the phrase best ISA on the basis that it may be the ISA most suitable to your needs.
Principle First - Chartered Financial Planners