Friday, November 26th, 2010
Investment bonds are the perfect way to combine security with a return that can be better than a cash account – provided you can leave your money invested for an agreed term of up to 5 years. This week Coventry Building Society has unveiled a 1-year bond investment offering 3.11%. Read More
Tags: bond, Bonds, Corporate Bonds, coventry building society, Investment, Investment Bonds, Investments
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Wednesday, August 4th, 2010
Guaranteed investments provide a range of investment opportunities with no risk to your sum invested. What you put in is the minimum you get back. Guaranteed investments can be guaranteed income bonds, providing a monthly payment into your bank account – but with guaranteed investment funds (GIFs), even stocks investments can now be no-risk.
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Tags: Bonds, Funds Investments, Guaranteed Investment, Guaranteed Investments, Investments, Investmnet Bonds
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Wednesday, May 12th, 2010
As we emerge from the financial gorefest of the economic downturn, many investors are seeking refuge in guaranteed investments which offer stability plus no risk to capital. Guaranteed bonds offer the option to invest with the comfort of knowing that you get back at least what you put in – and, potentially, a lot more. But stock markets are not the only choice, with guaranteed investments – and the easy availability of a monthly income from your lump sum is another attraction.
Tags: Bonds, Canada Life, Financial Adviser Northern Ireland, Financial Advisers, Guaranteed Investment, Guaranteed Investments, Home Mortgage, Investment, MetLife, Pension Scheme, Stocks & Shares, Unemployment Insurance
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Monday, March 29th, 2010
A basic rate taxpayer currently needs a savings account that will pay 3.75%, just to beat inflation, according to new data released today. The 40% taxpayer is in an even tighter corner. More and more investors are turning away from cash and looking at stocks and shares, for better growth potential.
Tags: Barclays, Bonds, Canada Life, Income Tax Allowances, Individual Voluntary Arrangement, Investments, ISAs, Moneyfacts, Online Mortgage Deals, Pensions and Retirement, Research Your Mortgage, Savings, Tax Efficient Savings, UK Investment Advice
Posted in Savings News | 1 Comment »
Friday, March 19th, 2010
New proposals for a National Care Scheme will provide in-home healthcare for the elderly to those who pay £8,000 to join. Proposed payment options include a 10% inheritance tax, forfeiting state pension income by working longer, or planning ahead with pensions savings or a bond investment.
Tags: AIB Bank, Bonds, Canada Life, Equity Release, Inheritance and Tax Planning, Maximum Pension Contribution, Office of Fair Trading, Pensions, Remortgages, Retirement Planning, Utility Prices
Posted in Pensions News | No Comments »
Friday, March 12th, 2010
Savings and investments for yourself and your family are much easier with a little knowledge, and some good financial advice. Here is our jargon-free round-up of savings and investments, showing the advantages and risks of each investment type.
Tags: Bonds, Canada Life, Debt Solutions, DWP, Enterprise Investment Schemes, Equity Investments, Financial Advice, Financial Planning, Income Tax Allowances, Investments, Online Mortgage Deals, Savings
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Tuesday, December 8th, 2009
Reduction of risk by achieving a balanced spread of assets is a sign that investors are listening to good advice in the recession, according to the latest research from the Investment Management Association (IMA)*.
Investors have gradually reduced the risk in their portfolios over the decade to date, with equity sales falling to 49% of total sales (from 79% in 2000) and bond investments rising to 29% (from 11% in 2000).
Tags: Bonds, Canada Life, Debt Solutions, DWP, Equity Investments, Financial Advice, Income Payment Protection Insurance, Individual Voluntary Arrangement, Investment Risk, ISAs, Online Stockbrokers, Savings and Investments
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Monday, November 2nd, 2009
With interest rates an a historical all-time low, mortgage holders may be smiling, but many savers are hurting, as they face a negligible return on investment of their hard-earned cash. The Bank of England base rate has been 0.5% since March 2009, and many savings accounts are currently paying interest of just 1%, or even [...]
Tags: Bonds, Canada Life, Cash ISA, Cash ISAs, Chartered Financial Planners, Cheap Life Insurance, First Time Buyer, ICICI Bank UK, Independent Financial Advice, Individual Voluntary Arrangement, ISA, ISAs, Online ISA, Online Mortgage Deals, Pension Schemes, Research Your Mortgage, SAGA, Savings, Stocks & Shares ISA
Posted in Savings News | No Comments »
Wednesday, October 28th, 2009
If you have savings that you can lock away for several years, fixed rate bonds may be suitable for you, in the current low-interest-rate climate. Fixed rate bonds are guaranteed investments that offer relatively good returns by the end of their term, but carry heavy penalties for those wishing to withdraw their money early. Interest [...]
Tags: Advice On Investments, Barclays, Bonds, Canada Life, Financial Advisers, Guaranteed Investments, Homeowner Loans, Investment Advice, Online Stockbroker, Savings Account, SERPS Pensions, Skipton Building Society
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Monday, July 27th, 2009
Before making an investment decision, you must identify your ‘risk profile’ as an investor. How much risk do you feel comfortable with? Certain products offer more promising returns than others, but the risk is higher as well.
Tags: Bonds, Canada Life, Income Payment Protection Insurance, Income Tax Allowances, Individual Voluntary Arrangement, Investment Risk, Investments, ISAs, Mortgage Adviser, Online Mortgage Deals, Pension Scheme, Personal Finance, Savings, Stocks & Shares
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