Mortgage advisors are urging mortgage clients to ‘shop around’ and also consider remortgage options, as some lenders raise their mortgage interest rates to account for a possible Bank of England rates increase later this year. Certain lenders are already raising their standard variable rate (SVR), which customers move to by default, if they do not switch to a different mortgage deal at the end of their initial tie-in period.
Posts Tagged ‘Budget June 2010’
Shop around but hurry, say mortgage advisors
Monday, March 1st, 2010Melting snows reveal great remortgage deals
Wednesday, February 10th, 2010
As we emerge from a snowy January, the climate is particularly favourable for those seeking a remortgage. Lenders are competing for the business of mortgage holders with significant equity built up in their homes.
Hard sell on mortgages from estate agents costs homebuyers thousands
Tuesday, December 1st, 2009One-tenth of homebuyers in the UK who purchased their home from an estate agent felt pressured into arranging their mortgage via the estate agent as well, according to newly-published data from the Office of Fair Trading (OFT)*.
While mortgage referrals earn lucrative commissions for estate agents, their in-house mortgage advisers typically deal with a limited panel of selected mortgage lenders.
Whole of market mortgage advice more essential than ever
Tuesday, November 24th, 2009
The need to take whole of market mortgage advice with access to all mortgage products on the market has been emphasised yet again this month.
Now is the time for first time mortgage buyers
Friday, November 20th, 2009Lenders are taking action to boost the home mortgage market for first time buyers, in order to maintain the current level of house purchases when the stamp duty exemption is cut back in January.
Financial advisers can now offer 85% and even 90% mortgages that will make homebuying easier for first-timers who could not afford the 25% mortgage deposits required to access the best deals over the past year.
Considering a remortgage? Points to ponder
Thursday, November 19th, 2009A remortgage is simply ending an existing mortgage deal, and switching to a different deal, with your current lender or another lender. In the current climate of low interest rates, you may well find that your mortgage lender’s standard variable rate (SVR) is better than the mortgage deal you are currently on. However, with interest [...]
Mortgages: Good news for first time buyers as lenders cut deposits
Wednesday, November 11th, 2009For first time buyers, the light at the end of the tunnel has been switched back on, as lenders appear more open to smaller deposits for first time buyer mortgages. The number of 10%-deposit mortgage deals has risen from 89 to 105 since March, while the number of products available with a 15% mortgage deposit [...]
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. We offer the option to pay for mortgage advice by way of a fee. This may vary depending on circumstances but is typically £500, contact us to discuss your remortgage and mortgage options with one of our mortgage brokers.
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