Wednesday, November 3rd, 2010
High Street commissions and the limited range of life insurance policies available through tied advisers mean that life cover is ‘almost always’ cheaper through an independent financial adviser, industry experts stated this week. The news comes as Nationwide confirmed it adds a 20% commission to life insurance policies it sells. Read More
Tags: Buying Life Cover, Life Cover, Life Insurance, life policies, Life Policy
Posted in Insurance News | No Comments »
Thursday, July 29th, 2010
Time is running out for small businesses. Only 18% of them have key man insurance, to cover the company for temporary or permanent loss of a senior employee. Key man insurance could be used to repay a loan on which a director had given a personal guarantee, or, in a partnership, to buy out the share of a deceased partner. Read More
Tags: Buying Life Cover, Critical Illness Insurance, Insurance, Key Man Insurance, Life Insurance, Life Insurance Products
Posted in Insurance News | No Comments »
Thursday, July 8th, 2010
When ill-health strikes, even the short term costs can be considerable, particularly when a home must be modified for disabled use. Here are the main items of expenditure needed on day one. Critical illness insurance cover can soften the blow Read More
Tags: Aviva, Buying Life Cover, Critical Illness Cover, Critical Illness Insurance, Insurance
Posted in Insurance News | No Comments »
Friday, June 11th, 2010
Family income benefit insurance or FIB is a lesser-known life insurance policy that pays a yearly income, rather than a lump sum, to your family. FIB is ideal for funding education for your children, or the costs of childcare. It’s also a lot cheaper than traditional ‘lump sum’ life cover. Read more by clicking the headline above.
Tags: Buying Life Cover, Cash ISAs, Inheritance Tax Advice, Inheritance Tax Liability, Insurance Industry Working Group, Interest Only Mortgage, Life Cover, Life Insurance, Life Insurance Products, Life Policy, Retirement Income
Posted in Insurance News | No Comments »
Friday, April 2nd, 2010
Many factors are considered when calculating life insurance premiums – including your occupational risks. Whether you are a zookeeper or a window cleaner, buying life insurance can be a game of snakes and ladders.
Tags: Buying Life Cover, Cash ISAs, Inheritance Tax Advice, Inheritance Tax Liability, Insurance Claims, Life Cover, Life Insurance, Mortgage Application, Personal Insurance, Retirement Income, Seek Financial Advice
Posted in Insurance News | No Comments »
Monday, February 15th, 2010
Despite warnings about the dangers of buying life insurance cover online, buying life insurance has never been easier, with the availability of quality independent financial advice. In fact, as the cost of cover has come down in recent years, today’s life insurance deal can be cheaper than the life cover you bought 10 years ago, even though you are older.
Tags: Buying Life Cover, Cash ISAs, Contribute To A Pension, Critical Illness Cover, Critical Illness Insurance, DWP, Financial Advice, Inheritance Tax Advice, Inheritance Tax Liability, Interest Only Mortgage, Life Cover, Life Insurance, Life Policy, Remortgage, Retirement Income
Posted in Insurance News | No Comments »
Thursday, January 7th, 2010
Life insurance serves your family by helping with the financial burden that can accompany the loss of a loved one. For that reason, it is important to seek independent advice, and put a little planning into setting up your life policy. Here are the key aspects to consider – the ‘do’s’ and ‘don’ts’ of buying life insurance.
Tags: Buying Life Cover, Cash ISAs, DWP, Financial Advice, Inheritance Tax Advice, Inheritance Tax Liability, Interest Only Mortgage, Life Cover, Life Insurance, Life Policy, Mortgage Application, Permanent Health Insurance, Personal Insurance, PWC, Retirement Income, Term Insurance, Whole Of Life Insurance
Posted in Insurance News | No Comments »
Tuesday, January 5th, 2010
The pitfalls of arranging your own life insurance cover, health insurance, home insurance and motor insurance online or via price comparison websites have been highlighted in new guidelines by the Association of British Insurers (ABI).
Tags: ABI, Association Of British Insurers, Banks Northern Ireland, Best Illness Policy, Buying Life Cover, Cash ISAs, Financial Ombudsman Service, Health Insurance, Inheritance Tax Advice, Inheritance Tax Liability, Interest Only Mortgage, Life Cover, Life Insurance, Life Policy, Retirement Income
Posted in Insurance News | No Comments »
Tuesday, November 17th, 2009
Life insurance is now cheaper than it has been for ten years, due to increased competition between the top 10 general insurance and pensions groups, which together provide 80% of life cover written in the UK, according to the Association of British Insurers (ABI). Furthermore, not only new customers, seeking to insure themselves for the first [...]
Tags: Association Of British Insurers, Best Illness Policy, Buying Life Cover, Cash ISAs, Cheap Life Insurance, Enterprise Investment Schemes, Financial Planning, Inheritance Tax Liability, Life Insurance, Mortgage Application, Personal Insurance, Retirement Income, Stock Market
Posted in Insurance News | No Comments »
Tuesday, June 23rd, 2009
There’s more to life than your death…. … because when you are gone, your family remain, and so do their financial needs. Your mortgage needs to be paid off. Perhaps you have other debts on credit cards or loans. Your life cover must be adequate; otherwise your dependents may struggle. Here are some of our [...]
Tags: Buying Life Cover, Cash ISAs, Credit Cards, Critical Illness Insurance, Decreasing Term Insurance, Inheritance Tax Advice, Inheritance Tax Liability, Insurance Claims, Life Cover, Life Insurance, Life Insurance In Trust, Remortgage, Retirement Income
Posted in Insurance News | No Comments »
