As we emerge from the financial gorefest of the economic downturn, many investors are seeking refuge in guaranteed investments which offer stability plus no risk to capital. Guaranteed bonds offer the option to invest with the comfort of knowing that you get back at least what you put in – and, potentially, a lot more. But stock markets are not the only choice, with guaranteed investments – and the easy availability of a monthly income from your lump sum is another attraction.
Posts Tagged ‘Canada Life’
Guaranteed Investments – Performance with Peace of Mind
Wednesday, May 12th, 2010Savings flow to share investments after cash crunch
Monday, March 29th, 2010
A basic rate taxpayer currently needs a savings account that will pay 3.75%, just to beat inflation, according to new data released today. The 40% taxpayer is in an even tighter corner. More and more investors are turning away from cash and looking at stocks and shares, for better growth potential.
Pensions savings needed to fund care
Friday, March 19th, 2010
New proposals for a National Care Scheme will provide in-home healthcare for the elderly to those who pay £8,000 to join. Proposed payment options include a 10% inheritance tax, forfeiting state pension income by working longer, or planning ahead with pensions savings or a bond investment.
Savings and investments made simple
Friday, March 12th, 2010
Savings and investments for yourself and your family are much easier with a little knowledge, and some good financial advice. Here is our jargon-free round-up of savings and investments, showing the advantages and risks of each investment type.
How much will you get from your pension annuity? Insurers now check where you live
Monday, December 14th, 2009
Your annuity income in retirement may now be decided by where you live. Four of the nation’s largest insurers are using locational information to predict the probable longevity of customers seeking a pension annuity.
Good advice pays off as retail investors reduce investment risk
Tuesday, December 8th, 2009Reduction of risk by achieving a balanced spread of assets is a sign that investors are listening to good advice in the recession, according to the latest research from the Investment Management Association (IMA)*.
Investors have gradually reduced the risk in their portfolios over the decade to date, with equity sales falling to 49% of total sales (from 79% in 2000) and bond investments rising to 29% (from 11% in 2000).
Savers must search for higher interest options in difficult market
Monday, November 2nd, 2009With interest rates an a historical all-time low, mortgage holders may be smiling, but many savers are hurting, as they face a negligible return on investment of their hard-earned cash. The Bank of England base rate has been 0.5% since March 2009, and many savings accounts are currently paying interest of just 1%, or even [...]
How risk-averse are you? Choosing an investment
Monday, July 27th, 2009Before making an investment decision, you must identify your ‘risk profile’ as an investor. How much risk do you feel comfortable with? Certain products offer more promising returns than others, but the risk is higher as well.
Investment bonds for growth or bond for income
Monday, May 25th, 2009Investment bonds have become much more popular in recent months as a vehicle for growth or income. With the decrease in interest rates and the decrease in income for many savers and investors, investment bonds have become a more popular investment vehicle for many. The ability to take a 5% income as a capital withdrawal [...]
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