Thursday, October 28th, 2010
Government has announced a new Junior ISA for children’s savings, to be launched in Autumn 2011. Coming in cash and stocks & shares versions, Junior ISAs will be tax-free savings accounts that parents and family friends can use to save for a child. Read More
Tags: Cash ISAs, Child Savings, Childrens Savings, ISAs, Savings, Savings Account, Savings Accounts, Stocks And Shares ISA
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Monday, July 19th, 2010
The EU is to raise bank savings protection for UK savers from £50,000 to at least £80,000. This will guarantee the UK bank deposits of 98% of all savers in the nation Read More
Tags: Cash ISAs, ISAs, Savings, Savings Accounts, Stocks & Shares ISA
Posted in Savings News | 1 Comment »
Monday, July 5th, 2010
ISA sales totalled £503m in May, confirming the success story of the tax-free savings accounts now held by over a third of UK households.
Tags: Barclays, Cash ISAs, Halifax, Individual Savings Accounts, ISAs, Savings Accounts, Stocks & Shares ISA
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Friday, June 11th, 2010
Family income benefit insurance or FIB is a lesser-known life insurance policy that pays a yearly income, rather than a lump sum, to your family. FIB is ideal for funding education for your children, or the costs of childcare. It’s also a lot cheaper than traditional ‘lump sum’ life cover. Read more by clicking the headline above.
Tags: Buying Life Cover, Cash ISAs, Inheritance Tax Advice, Inheritance Tax Liability, Insurance Industry Working Group, Interest Only Mortgage, Life Cover, Life Insurance, Life Insurance Products, Life Policy, Retirement Income
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Thursday, June 3rd, 2010
When it comes to investments, do you know your risk profile? Check it right now with our online Investment Risk Profiler Tool. Click headline to learn how
Tags: Cash ISAs, Cheap Life Insurance, Enterprise Investment Schemes, Financial Planning, IBM, Income Tax Allowances, Individual Voluntary Arrangement, Investment Funds, Investments, ISAs, Pension Schemes, Stocks & Shares ISA
Posted in Investment News | No Comments »
Wednesday, May 19th, 2010
Investors can save thousands with regular financial planning advice and financial reviews. Fine-tune your financial planning with regular reviews of your mortgage deal, funds investments, and pension planning.
Tags: Annual Financial Review, Annual Pension Review, Base Rate, Basic State Pension, Cash ISAs, Cheap Life Insurance, Enterprise Investment Schemes, Environment, Environmental News, Financial Planning, Financial Planning Advice, Financial Planning Review, IBM, Income Tax Allowances, Individual Voluntary Arrangement, Inheritance Tax Liability, Investment Funds, Investment Strategy, Investments, ISAs, Life Insurance, Maximum Pension Contribution, Mortgage Application, Mortgages, Online Mortgage Deals, Pensions, Personal Insurance, Repossessed Spanish Property, Savings, Savings and Investments, Stocks And Shares ISA
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Wednesday, April 21st, 2010
New customers rushed to cash in on tax-free ISA savings this month, pushing account applications up 52% on last year. The new, higher ISA limits have boosted the already-popular savings accounts, which are already held by over a third of households in the UK.
Tags: Bank Of England, Barclays, Best Pension, Cash ISAs, Cheap Life Insurance, Financial Life Cycle, Halifax, Individual Savings Accounts, Individual Voluntary Arrangement, ISA Allowance, ISAs, Online Mortgage Deals, Research Your Mortgage, Savings, Savings and Investments, Stocks And Shares ISA, UK Investment Advice
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Monday, April 12th, 2010
The new tax year, which began on 6th April 2o1o, offers a golden opportunity for tax savings. Make use of your brand new tax allowances to fine-tune your financial planning, and minimise tax. With financial advice you can streamline your savings strategy by getting the best savings rate and fully utilising your ISA cash allowances. You can ensure you take advantage of your allowances for Capital Gains Tax, if you are selling an asset. You can plan to maximise tax reliefs from pensions contributions. You can gain 30% tax relief on investments in Venture Capital Trusts (VCTs). You can take the necessary steps to avoid 40% Inheritance Tax on wealth passing to your children and heirs. If you are an employer, you can plan for the upcoming government NEST scheme, which will require you to have, or set up, a pensions department that offers a pension to all employees.
Tags: Avoid Tax, Best Mortgage Deal, Capital Gains Tax, Cash ISA, Cash ISAs, Certified Financial Planner, Chartered Financial Planners, Cheap Life Insurance, Critical Illness Insurance, Debt Management, Efficient Tax Planning, Enterprise Investment Scheme, future energy supply, Gareth Flanagan, Individual Voluntary Arrangement, Inheritance and Tax Planning, Inheritance Tax, Inheritance Tax Advice, ISAs, Maximum Pension Contribution, NAEA, Online Mortgage Deals, Pension Savings, Pension Schemes, Pensions, Personal Tax, Private Pension, Professor David MacKay, Reclaim Capital Gains Tax, Remortgages, Repossessed Spanish Property, Savings, State Pension, Stocks & Shares ISA, VCT, Venture Capital Trusts
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Friday, April 2nd, 2010
ISA savings are strangled in red tape, mired in misinformation and blocked by barriers to switching accounts, says market watchdog Consumer Focus. Inefficiencies by ISA providers may cost savers up to £3 billion in lost interest. A ‘super-complaint’ has been lodged with the Office of Fair Trading.
Tags: Cash ISAs, Cheap Life Insurance, Individual Savings Accounts, Individual Voluntary Arrangement, ISAs, OFT, Online Mortgage Deals, Research Your Mortgage, Savings, Stocks & Shares, SVR
Posted in Savings News | No Comments »
Friday, April 2nd, 2010
Many factors are considered when calculating life insurance premiums – including your occupational risks. Whether you are a zookeeper or a window cleaner, buying life insurance can be a game of snakes and ladders.
Tags: Buying Life Cover, Cash ISAs, Inheritance Tax Advice, Inheritance Tax Liability, Insurance Claims, Life Cover, Life Insurance, Mortgage Application, Personal Insurance, Retirement Income, Seek Financial Advice
Posted in Insurance News | No Comments »
