Research from Scottish widows has revealed that thousands of Scottish people face poverty in retirement unless they act urgently to top up their pension.
Posts Tagged ‘Company Pensions’
Scots face poverty in retirement if they do not start saving more
Wednesday, June 8th, 2011Pension Advice – Do you know how much your employer pays into your pension?
Tuesday, November 2nd, 2010
The Department for Work and Pensions has said that 30% of those saving in company pension schemes do not know how the level of pension contributions paid into their scheme by their employer. Employers are under no obligation to contribute to their company pension scheme, although many do so as an incentive to employees. Read More
Pension planning – older workers could be cuckoo to stay in the NEST
Wednesday, October 27th, 2010
The government has confirmed the go-ahead for 2012 of the National Employment Savings Trust (NEST), the new national pension scheme for company employees. The scheme may not constitute good pension planning for older workers over 50. Read More
Pension income boosted by continuing work for most retirees
Friday, October 1st, 2010
More retired people are deriving income from continuing work, and have not achieved the pension income for the retirement of leisure they planned, according to new data released this week by the ONS. Many pensioner couples now take a quarter of their income from earnings. Read More
Each year of pension income requires 2 years of work
Wednesday, September 8th, 2010Each year of pension income now requires two years of work, according to Aviva. However, as we may in future be living longer and working for less time, we may have to fund a retirement that is as long as our working life.
Company pensions to suffer as government launches NEST
Wednesday, September 1st, 2010
Two-fifths of larger employers may review their company pension scheme and cut costs, in preparation for the launch of the National Employment Savings Trust in 2012.
Read More
Proposals will cut private pension income, say experts
Wednesday, August 11th, 2010
New proposals to link state pensions and private pensions to the Consumer Price Index will save money at Government level, but could see pension income rising 25% less than expected.
Pensions savings cut by half due to costs
Monday, August 2nd, 2010The pension savings of a typical middle earner in the UK could have been up to £100,000 larger, had hidden charges not been taken over the years. The same amount saved by a Dutch person would have given pension income 50% higher than his UK counterpart, due to a more efficient pension savings architecture in the Netherlands, a leading pensions expert said this week.
Retirement cancelled due to lack of interest, as over-50s revise pension planning
Friday, July 30th, 2010Over half of over-50s believe they may never afford to stop working, now that the retirement age is to go in October 2011. Fifty-nine per cent of workers fear they did not save enough into their pensions, and may now outlive their pension savings.
Basic State Pension age now to be 68
Tuesday, July 20th, 2010
The Government’s latest proposal is to set 68 as the age for taking the basic state pension. Each year deferred would add 1% to GDP, says Iain Duncan Smith Read More
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