Mortgage lending in February was up a healthy 12%, following a bout of cold feet (and hands) that kept buyers at home during the January blizzards, the Council of Mortgage Lenders revealed today.
Posts Tagged ‘Council Of Mortgage Lenders’
Mortgage lending up 12% as the sun comes out again
Wednesday, April 14th, 2010Financial Advice needed as average debt hits £6,000
Friday, April 9th, 2010
UK consumers are in urgent need of financial advice, as new figures reveal that the average person is now struggling with debts of over £6,000.
Normality breaks out in the mortgage market – CML
Friday, December 18th, 2009Mortgage lending in November was down by 10% over October, and is expected to remain stable or drop slightly in the coming months, according to new data released by the Council of Mortgage Lenders today.
This should not set alarm bells ringing, however. A slowdown is normal for the time of year, due to seasonal factors and, this time round, the end of the stamp duty holiday on 31 December. These factors caused a ‘bunching’ in house buying activity over the last few months of 2009.
Mortgage arrears advice crucial in this year’s ice age – CML
Friday, December 11th, 2009As the mortgage market continues to thaw following last year’s ‘ice age’ for mortgage lending, there is further good news for those who may have fallen into mortgage arrears in recent months.
Lenders are more committed than ever to working with debt advisers and mortgage borrowers to ensure that as many people as possible stay in their homes, according to the Council of Mortgage Lenders (CML) in its response to the chancellor’s pre-budget report this week.
Debt management is priority as recession bites
Wednesday, December 2nd, 2009Citizens Advice has today revealed that debt problems have been the single largest problem for UK consumers in the last 18 months.
In the period from April 2008 to September 2009, advisers in the nation’s Citizens’ Advice Bureaux have dealt with 3.06m debt problems, compared with 2.71m benefits problems, 844,000 employment problems, and 633,000 housing problems.
Quarter of people in need of debt management advice
Monday, November 23rd, 2009Almost a quarter of UK adults (24%) need debt management advice, due to hidden debt that has not been revealed to their partner, friends and family, according to a new report by AXA*. The average level of debt for those affected is £4096.32, spread over bank overdrafts, credit cards, store cards and loans. The age grouping [...]
Credit card companies should end ‘unfair practices’
Thursday, October 29th, 2009New government proposals will force credit card companies to end “unclear and unfair†practices which plunge their customers further into debt. Practices such as increasing customers’ borrowing limits without their permission, and taking interest-only repayments that do not reduce their real debt, will be challenged this month in proposals by consumer minister Kevin Brennan.  The [...]
Low interest rates – should you overpay your mortgage?
Wednesday, February 25th, 2009The Bank of England is lowering interest rates to encourage us to spend more but many smart mortgage borrowers are using the falling rates – and consequently lower mortgage repayments – as an opportunity to overpay their mortgages and reduce the amount they owe. Both Lloyd’s TSB and HSBC have been advising their variable rate [...]
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