The number of mortgage approvals continues to rise as the annual ‘spring bounce’ in the mortgage market has finally arrived – two months late, but better late than never. Remortgaging is the market driver, says the British Bankers’ Association (BBA). Read more…
Posts Tagged ‘Credit Cards’
Spring has finally sprung for remortgage market
Thursday, June 24th, 2010Financial Advice needed as average debt hits £6,000
Friday, April 9th, 2010
UK consumers are in urgent need of financial advice, as new figures reveal that the average person is now struggling with debts of over £6,000.
Householders with credit cards forced to make mortgage repayments ‘on the plastic’
Tuesday, January 12th, 2010More than 1m householders have had to use a credit card for rent payments or mortgage repayments in the last 12 months, according to the data published today by housing charity Shelter.
Loans and credit card debts can be voided by bad documentation
Friday, November 27th, 2009Twelve legal test cases currently in progress at the High Court in Manchester may challenge the right of credit card companies, store card companies, and bank lenders to enforce their debt, if they cannot produce the original documentation relating to the loan agreement. Under the Consumer Credit Act, credit card loan agreements must contain three key [...]
Quarter of people in need of debt management advice
Monday, November 23rd, 2009Almost a quarter of UK adults (24%) need debt management advice, due to hidden debt that has not been revealed to their partner, friends and family, according to a new report by AXA*. The average level of debt for those affected is £4096.32, spread over bank overdrafts, credit cards, store cards and loans. The age grouping [...]
Cost of credit cards to rise, availability to fall
Thursday, November 19th, 2009Credit card companies are labouring under a deluge of bad debt, as cash-strapped consumers find themselves unable to make the repayments on their credit cards. As a result, access to a credit card will be harder to get, borrowing rates will spiral, and monthly credit card fees could become standard, as credit card companies look [...]
No credit where credit’s due: Pre-paid finance just got cheaper
Wednesday, November 11th, 2009Internet shopping no longer has to stretch your credit card. There are now a range of prepaid alternatives to credit cards, that allow you to buy that games console, DVD or handbag, but without using credit to do so! In addition to high street and online shopping, prepaid cards can be used for sending money to [...]
Stategic rethink may mean increased bank charges
Tuesday, November 3rd, 2009Banks are currently rethinking their strategy on current accounts, as part of a larger plan to seek new revenue streams in the current difficult climate. Â This may mean an end to free banking services, and in particular free current accounts, as charges are stepped up to anticipate the possible loss of other revenue sources currently [...]
Credit card companies should end ‘unfair practices’
Thursday, October 29th, 2009New government proposals will force credit card companies to end “unclear and unfair†practices which plunge their customers further into debt. Practices such as increasing customers’ borrowing limits without their permission, and taking interest-only repayments that do not reduce their real debt, will be challenged this month in proposals by consumer minister Kevin Brennan.  The [...]
About Us
Annuities
Blogroll
Financial Planning
- Avoiding Inheritance Tax
- Bankruptcy Advice
- Capital Gains Tax Allowance
- Chartered Financial Planners
- Corporate Financial Advice
- Credit Card Debt Management
- Debt Consolidation Advice
- Debt Consolidation Loans
- Debt Management
- Debt Management Plan
- Endowments
- Family Financial Planning
- Find an IFA
- IHT Exemptions
- IVAs
- Key Man Insurance
- Online Financial Advice
- Online Investment Advice
- Potentially Exempt Transfers
- Remote Financial Advice Service
- Unbiased Financial Advice
- Unsecured Debt Consolidation Loans
- What is Financial Planning?
- Will Writing Advice
- Writing Your Life Insurance in Trust
Investments
- Aegon Sterling Corporate Bond Fund
- Allianz RCM Global Eco Trends Fund
- Artemis European Growth Fund
- Artemis Income Fund
- Baillie Gifford Emerging Markets
- Cazenove European Fund
- Cazenove UK Growth Income Fund
- Ecclesiastical Amity International A Fund
- EIS – Enterprise Investment Scheme
- Ethical Investments
- Fidelity South East Asia Fund
- First State Investments Global Emerging Markets
- Fixed Interest Bonds
- Guaranteed Bonds
- Guaranteed Income Bonds
- Guaranteed Investments
- Henderson Global Care Growth A Fund
- Henderson Industries of the Future A Fund
- IM WHEB Sustainability Fund
- Impax Environmental Leaders Fund
- Income Bonds
- Invesco Perpetual Asian Fund
- Investec American Fund
- Investment Adviser
- Investment ISAs
- Investment Planning
- Jupiter Ecology Fund
- Jupiter Investments
- Lazard Emerging Markets Fund
- M&G Recovery Fund
- Managed Investments
- MetLife Guaranteed Investment Bond
- Mutual Funds Investments
- Octopus VCT
- Our Investment Portfolios
- Quadris Environmental Fund
- Stewardship Income Fund
- Stewardship Safeguard Optimiser Fund
- Trust Investments
- Unit Trust Investments
- Unit Trusts & OEICs
- Venture Capital Trusts
Mortgages
oneplan
Pensions
- AVC – Additional Voluntary Contributions
- Best Pension
- Best Performing Pension
- Cashing in Pensions
- Children's Pension
- Deferred Pensions
- Defined Contribution Pensions
- Early Retirement Options
- Final Salary Pensions
- Financial Advice on Pensions
- Global Pension Plans
- Pension Advice Process
- Pension Calculator
- Pension Contributions
- Pension Credits
- Pension Forecast
- Pension Lump Sums
- Pension Performance
- Pension Plan
- Pension Plan Calculator
- Pension Review
- Pension Services
- Pension Tax
- Pension Tax Relief
- Pension Transfer
- Pensions and Divorce
- Personal Pension
- Private Pension Plans
- Protected Rights Pensions
- Retirement Age
- Retirement Calculator
- Retirement Pension Forecast
- Salary Sacrifice Pensions
- Stakeholder Pensions
- State Pension
- State Pension for Women
- State Second Pensions
- Teacher's Pension
- What is a Pension Plan?
- What is a Pension?
Personal Insurance
Savings
Sustainovation
Got a question? Ask us online
0800 678 5929
7 Racecourse Road,
Derry,
Northern Ireland
United Kingdom
BT48 7RB
Email: info@principlefirst.co.uk
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. We offer the option to pay for mortgage advice by way of a fee. This may vary depending on circumstances but is typically £500, contact us to discuss your remortgage and mortgage options with one of our mortgage brokers.
Principle First Financial Services is a trading style of GMF Marketing Services Ltd. which is authorised and regulated by the Financial Services Authority. Principle First Financial Services is entered on the Financial Services Authority's register under reference number 409667.