Research from Scottish widows has revealed that thousands of Scottish people face poverty in retirement unless they act urgently to top up their pension.
Research from Scottish widows has revealed that thousands of Scottish people face poverty in retirement unless they act urgently to top up their pension.
New research from Scottish Widows has found that an estimated 28 million Britons have no Financial Plan should the worst happen to them.

Whether you want critical illness insurance that increases with inflation, covers your children for free, or allows you to refuse an increase in premium – our team have the answers for you. Here are their highlights of the best features currently available.
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Childcare costs for 2 children are now almost £16,000 per year. As a result, many families would struggle if one income were to be lost. The working spouse would find themselves working ‘just to pay the childminder’, but would depend on dwindling state benefits, if no life and critical illness insurance were in place.

PruProtect’s new Health Cover Optimiser combines critical illness insurance with its private medical insurance added at a 25% discount. This gives you a lump sum plus costs towards medical or hospital bills – various combinations are possible. Click headline to read more.

Critical illness insurance cover is an area where understanding the terms and exclusions of the policy is essential. The importance of knowing the exclusions in all types of insurance is highlighted again this week, as thousands of stranded holidaymakers find their travel insurance is invalid, because the eruption of the Icelandic volcano is considered an ‘Act of God’.

If you are one of the13% of people in the UK who have taken out critical illness cover to protect themselves against losing their income through ill-health, you are probably aware that critical illness insurance offers identical cover for your children – free of charge.
















