Friday, February 26th, 2010

The average UK household would run out of money in just 14 days, if a wage earner was hit by critical illness or died. Despite this, 63% of households still have no life and critical illness cover.
Tags: Aviva, Best Maxi ISA, Contribute To A Pension, Critical Illness Cover, Critical Illness Insurance, Inheritance Planning, Inheritance Tax Advice, Inheritance Tax Liability, Legal & General, Life Cover, Life Insurance, Remortgage, Retirement Income
Posted in Insurance News | 1 Comment »
Monday, February 15th, 2010
Despite warnings about the dangers of buying life insurance cover online, buying life insurance has never been easier, with the availability of quality independent financial advice. In fact, as the cost of cover has come down in recent years, today’s life insurance deal can be cheaper than the life cover you bought 10 years ago, even though you are older.
Tags: Buying Life Cover, Cash ISAs, Contribute To A Pension, Critical Illness Cover, Critical Illness Insurance, DWP, Financial Advice, Inheritance Tax Advice, Inheritance Tax Liability, Interest Only Mortgage, Life Cover, Life Insurance, Life Policy, Remortgage, Retirement Income
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Monday, February 8th, 2010
An Office of Fair Trading study into ‘small print’ in contracts is likely to focus on life insurance and critical illness insurance, emphasing again the value of independent financial advice.
Tags: Critical Illness Insurance, DWP, Financial Advice, Friends of the Earth, Independent Financial Advice, Inheritance Tax Liability, ISAs, Life Insurance, Office of Fair Trading, OFT, Remortgage, Repossessed Spanish Property, SVR
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Friday, February 5th, 2010
Consumers with a critical illness which comes in mild and more severe manifestations can often find themselves at odds with their insurance provider, over the validity of a claim. A more flexibile option is ‘severity-related’ critical illness insurance, which offers a partial payout for less severe episodes of critical conditions.
Tags: Contribute To A Pension, Critical Illness Cover, Critical Illness Insurance, Critical Illness Policy, Financial Ombudsman Service, Health Insurance, Mortgage Application, Personal Insurance, Prudential, Remortgage, Retirement Income, Second Home In Spain
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Wednesday, January 6th, 2010

Most of us have a life insurance policy, to ensure that our family is provided for at the end of our life, but far fewer of us have critical illness insurance.
Tags: Contracted Out Of SERPS, Contribute To A Pension, Critical Illness Advice, Critical Illness Cover, Critical Illness Insurance, Critical Illness Policy, DWP, Financial Advice, Financial Ombudsman Service, Friends of the Earth, Health Insurance, Independent Financial Advice, Inheritance Planning, Legal & General, Remortgage, Retirement Income
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Monday, January 4th, 2010

Aviva is planning premium discounts on its critical illness insurances for those who have come through cancer, and would therefore not have cancer cover in their policy.
Tags: Aviva, AXA, Best Maxi ISA, Contribute To A Pension, Critical Illness Cover, Critical Illness Insurance, Critical Illness Policy, Financial Ombudsman Service, Health Insurance, Inheritance Planning, Legal & General, LV=, Pensions and Retirement, Remortgage, Retirement Income, Tax Guidelines, Tchibo, Zurich
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Tuesday, December 1st, 2009
A new draft law is set to dramatically improve the quality of cover provided by critical illness, health insurance and other insurance products.
The new legislation, to be tabled in Parliament by the Law Commission on 15th December 2009, will transform the way that insurance companies treat claimants who make innocent mistakes when applying for insurance cover.
Tags: Aviva, Best Maxi ISA, Critical Illness Insurance, Financial Ombudsman Service, Financial Planning Advice, Health Insurance, Home Insurance, Insurance Claims, Personal Finance Education, Remortgage, Retirement Income, Seek Financial Advice, Travel Insurance
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Thursday, November 26th, 2009
The Association of British Insurers is this week to present latest proposals to clear up consumer misunderstanding of key terms and conditions of health insurance policies.
The list of concerns the ABI has raised serves to highlight for consumers the pitfalls in the small print of health cover.
Tags: Association Of British Insurers, Best Illness Policy, Critical Illness Insurance, Financial Ombudsman Service, Health Insurance, Mortgage Application, Permanent Health Insurance, Personal Insurance, Remortgage, Remote Financial Advice, Retirement Income
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Thursday, November 26th, 2009
The key to being prepared for any household emergency is having the right tools to hand – and, as with any good system, a toolkit needs regular ‘tweaking’ to keep it well-stocked and up to date. Your ‘financial toolkit’ is no different. It needs regular reviews. Don’t fall into the trap of leaving your financial plan under the stairs, gathering dust with those old tins of paint and that old carpet!
Here are a few thoughts on your financial products, that could actually save you money.
Tags: Critical Illness Insurance, Fixed Rate Mortgages, Income Protection Insurance, Inheritance Tax Liability, Investment Strategy, Life Insurance, Maximum Pension Contribution, Mortgage Application, Mortgages, Pensions, Personal Insurance, Remortgage, Repossessed Spanish Property
Posted in Financial Planning News | No Comments »
Wednesday, November 25th, 2009

Times have never been better for taking out personal insurance, as recent improvements in the way insurers deal with critical illness claims may now be extended to income protection insurances as well.
Tags: Aviva, Best Maxi ISA, Critical Illness Insurance, Financial Ombudsman Service, Fixed Rate Mortgages, Health Insurance, Income Protection Insurance, Permanent Health Insurance, Remortgage, Remote Financial Advice, Retirement Income
Posted in Insurance News | No Comments »