Current Accounts | Independent Financial Advice Service, Pensions and Investment Portfolio Advisers

OFT gives up challenge to bank overdraft charges

Wednesday, December 23rd, 2009

Bank charges

The Office of Fair Trading (OFT) has decided not to pursue further its attempt to investigate the fairness of bank overdraft charges on current accounts, following a Supreme Court judgement against it last month.

Tags: Bank Charges, Best Mortgage Rates, Corporate Bonds, Current Accounts, ISAs, Mortgage Adviser, Office of Fair Trading, OFT, Personal Finance, Research Your Mortgage, SVR
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Down, but not out: what next for the OFT and bank charges?

Friday, November 27th, 2009

The Office of Fair Trading is considering its options in relation to pursuing UK banks over bank charges it regards as unfair, and has expressed the intention to reveal itsÂ next move during December. This follows a Supreme Court ruling on 25 November which found that the Office of Fair Trading did not have power to [...]

Tags: Bank Charges, Best Mortgage Rates, Corporate Bonds, Current Accounts, Invesco Perpetual Corporate Bond, ISAs, Lloyds TSB, Mortgage Adviser, Office of Fair Trading, Personal Finance, Repossessed Spanish Property
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Stategic rethink may mean increased bank charges

Tuesday, November 3rd, 2009

Banks are currently rethinking their strategy on current accounts, as part of a larger plan to seek new revenue streams in the current difficult climate. Â This may mean an end to free banking services, and in particular free current accounts, as charges are stepped up to anticipate the possible loss of other revenue sources currently [...]

Tags: Bank Charges, Banks Northern Ireland, Best Mortgage Rates, Best Pension Funds, Compulsory Retirement Age, Consumer Financial Planning Body, Corporate Bonds, Credit Card Companies, Credit Cards, Current Accounts, Enterprise Investment Schemes, Financial Planning, Free Banking, Invesco Perpetual Corporate Bond, ISAs, Lloyds TSB, Mortgage Adviser, Mortgages, Office of Fair Trading, Online Investment, Personal Finance, RBS, Repossessed Spanish Property, Royal Bank of Scotland, SIPP
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Employee benefits – The questions to ask

Monday, July 6th, 2009

There’sÂ more to working life than just your pension scheme! The pension scheme is just part of a wider package of goodies that come under the general heading of ‘employee benefits’. Here we give a simple guide to the issues affecting employee benefits, and the questions to ask a prospective employer. Is the pension scheme [...]

Tags: Critical Illness Policy, Current Accounts, Employee Benefit Packages, Employee Benefits, Financial Advice Video, Financial Adviser, Fixed Rate Mortgages, Group Life Insurance, Group Personal Pension, Income Protection Insurance, Inheritance Tax Liability, Life Insurance, Maxi ISA Contribution, Maximum Pension Contribution, Mortgage Deposit, Pension Scheme, Pensions, Personal Pension, Repossessed Spanish Property
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