Friday, December 11th, 2009
If you are a pension saver with a defined benefit pension, you should treat with suspicion company initiatives to encourage you to transfer out of your pension scheme, in return for a lump sum.
Such lump sum offers, known as ‘enhanced transfers’, are increasingly common as companies strive to dismantle their highly expensive defined benefit pension schemes.
Tags: AIB Bank, Co-Operative Bank, Company Pension Scheme, Credit Rating, Defined Benefit Pension Scheme, Life Insurance Products, National Association of Pension Funds NAPF, Pension, Wealth Management
Posted in Pensions News | No Comments »
Thursday, December 10th, 2009
The critics say that ethical funds are not transparent enough to convince investors they are genuinely green, or that the screening process limits the number of companies available to ethical fund managers, and therefore hampers their ability to maximise returns.
Tags: Defined Benefit Pension Scheme, Defined Contribution Pension Scheme, Department for Work and Pensions, Ethical Funds, Ethical Investment Portfolio, Ethical Investments, IBM, Investment Funds, Retirement Planning, Revenue Commissioners, Sustainable Energy
Posted in Sustainable News | 2 Comments »
Wednesday, December 9th, 2009
Europe is capable of cutting its carbon emissions by 40% by 2020, according to a new study by Friends of the Earth and the Stockholm Environment Institute, published at this week’s Copenhagen climate change conference.
Europe’s current commitment is to reduce emissions by just 20%, compared to 1990 levels.
Tags: Defined Benefit Pension Scheme, Defined Benefit Pension Schemes, Defined Contribution Pension Scheme, Department for Work and Pensions, Ethical Funds, Ethical Investment Funds, Ethical Investment Portfolio, Ethical Investments, Friends of the Earth, IBM, Investment Funds, Retirement Planning, Stockholm Environment Institute, Warren Buffett, Watson Wyatt
Posted in Sustainable News | No Comments »
Wednesday, December 9th, 2009
The Chancellor has announced in his pre-budget report an additional £400m in funding for low-carbon growth initiatives and carbon reduction initiatives at domestic level.
This brings to over £15bn the amount of private and public investment in the low-carbon and renewable energy sectors over the next three years.
Tags: Defined Benefit Pension Scheme, Defined Benefit Pension Schemes, Defined Contribution Pension Scheme, Department for Work and Pensions, Ethical Funds, Ethical Investment Funds, Ethical Investment Portfolio, Ethical Investments, Renewable Energy, Retirement Planning, Revenue Commissioners, Sustainable Energy, Variable Rate Mortgage
Posted in Sustainable News | No Comments »
Friday, November 27th, 2009
As Vodafone becomes the latest large employer to announce it will close its final salary pension scheme, the National Association of Pension Funds has published a new report which paints a gloomy picture for the future of the gold-plated schemes. Only 23% of final salary schemes are still open to new members, and of those, [...]
Tags: AIB Bank, Co-Operative Bank, Company Pension Scheme, Credit Rating, Credit Reference File, Defined Benefit Pension Scheme, Defined Contribution Pension Scheme, Final Salary Pension Scheme, Life Insurance Products, Maximum Pension Contribution, Occupational Pensions, Pension, Pensions, Spanish Investment, United Nations
Posted in Pensions News | No Comments »
Monday, November 23rd, 2009
As UK pension funds continue to announce massive shortfalls in funding for direct benefit pensions, a new report indicates that the management practices of many funds has not been revamped in the last decade to streamline decision-making and address issues of funding, strategy and risk. This has happened despite dramatic changes in the market, and [...]
Tags: AIB Bank, American Express, Barclays, Credit Rating, Defined Benefit Pension Scheme, Fujitsu, IBM, Maximum Pension Contribution, MetLife, Mortgage Insurance, Office of Fair Trading, Pensions, Pensions and Retirement, Personal Pensions, Pirelli, Retirement Planning, TV Advert, UK Investment Advice, UK Investments, UK Mortgage Deals, UK Pension
Posted in Pensions News | No Comments »
Wednesday, November 18th, 2009
Following Ethical Investment Week (8th - 14th Nov), ethical market research specialist Eiris has highlighted a number of new ethical funds offering positive ethical investment opportunities, rather than ones which simply avoid the ‘sin’ industries. One product is a vaccine bond, issued this year by the International Finance Industry for Immunisation, which funds the purchase of vaccines for [...]
Tags: Defined Benefit Pension Scheme, Defined Benefit Pension Schemes, Eiris, Enterprise Investment Schemes, Ethical Funds, Ethical Investment Funds, Financial Planning, IBM, Investment Funds, Online Stockbrokers, Savings and Investments, Sustainable Energy
Posted in Investment News | No Comments »
Tuesday, November 10th, 2009
Seventy per cent of people in Great Britain consider their outlook and lifestyle to be green and ethical, and 49% of people with savings and investments would like to make a difference with their money by making an ethical investment. These are the findings of the UK Sustainable Investment and Finance Association (UKSIF) published this [...]
Tags: Defined Benefit Pension Scheme, Department for Work and Pensions, Ethical Funds, Ethical Investments, IBM, ICICI Bank UK, Income Tax Allowances, Investment Funds, Investment Management Association, Investment Strategy 2010, Investments, National Ethical Investment Week, Online Mortgage Deals, Personal Tax, Pet Insurance, Retirement Planning, Savings, UK Sustainable Investment & Finance Association, UKSIF
Posted in Sustainable News | No Comments »
Sunday, September 27th, 2009
Changes in the pensions market over the past year indicate that, in future, the individual will carry the major responsibility for his or her own pensions provision. In terms of securing a decent standard of living in retirement, the old business mantra holds true: ‘If it’s to be, it’s up to me.’
Tags: AIB Bank, Basic State Pension, Best UK ISA Funds, Commercial Loans, Company Pensions, Credit Rating, Credit Reference File, Defined Benefit Pension Scheme, Defined Contribution Pension Scheme, Maximum Pension Contribution, Mortgage, Mortgage Fees, Office of Fair Trading, Pensions, Personal Accounts, Personal Pension Accounts, Retirement Planning
Posted in Pensions News | No Comments »
Wednesday, July 22nd, 2009
The debate about global warming, alternative energies, ethical investment and fair trade has taken a central position on the world stage in this decade. As environmental and ethical awareness percolates down through all areas of business, many public companies have taken steps to improve their standards of corporate governance with regard to these issues. Investment funds companies have acknowledged [...]
Tags: Child Trust Funds, Childrens Pensions, Defined Benefit Pension Scheme, Department for Work and Pensions, Ethical Funds, Ethical Investments, IBM, Income Tax Allowances, Investment Funds, Investments, Repossessed Spanish Property
Posted in Financial Planning News | No Comments »
