Friday, May 14th, 2010

Most UK workers would return to work before fully recovered from illness, for cash reasons, according to Aviva. Taking income protection insurance would give them time to fully recover, and not risk their health.
Tags: Aviva, Best Maxi ISA, Enterprise Investment Schemes, Financial Planning, Fixed Rate Mortgages, Income Protection Insurance, Inheritance Tax Liability, Life Insurance, Mortgage Application, Personal Insurance, Retirement Income
Posted in Insurance News | 2 Comments »
Wednesday, April 28th, 2010

UK adults are now facing a retirement of 20 years plus, as men are predicted to live to 86 and women 89. Prudential reveals that 55% of British adults fear they may run out of finance in retirement, and are now boosting their pensions planning with second pensions, or other savings and investments.
Tags: AIB Bank, Enterprise Investment Schemes, Environment, Financial Planning, Financial Planning Advice, Friends of the Earth, Independent Financial Advice, Life Policy, M&G Corporate Bond, Pension Advice, Pension Plans, Pension Savings, Prudential, Second Home In Spain
Posted in Pensions News | No Comments »
Wednesday, April 14th, 2010
Pension savers who saw the value of their pensions fall by 20% during the economic storm of 2008/9 could have to triple their pensions contributions, to stay on course with their retirement planning.
Tags: AIB Bank, Enterprise Investment Schemes, Environment, Financial Advisers, Financial Planning, Financial Planning Advice, Guaranteed Investments, Life Policy, London Stock Exchange, Office of Fair Trading, Pension Advice, Pension Contributions, Pension Savings, Retirement Planning
Posted in Pensions News | No Comments »
Saturday, April 10th, 2010
Managing Director of Principle First Gareth Flanagan talks about what financial planning really means and how important it is. “Financial Planning is the process of building a financial plan and evaluating it annually until you reach financial independence”.
Tags: DWP, Enterprise Investment Schemes, Environment, Financial Advice, Financial Life Cycle, Financial Planning, Financial Planning Advice, Repossessed Spanish Property
Posted in Financial Planning News | No Comments »
Friday, April 9th, 2010

UK consumers are in urgent need of financial advice, as new figures reveal that the average person is now struggling with debts of over £6,000.
Tags: Consumer Financial Planning Body, Council Of Mortgage Lenders, Credit Cards, Debt Management, DWP, Enterprise Investment Schemes, Financial Advice, Financial Planning, Investec, Loans, Repossessed Spanish Property
Posted in Financial Planning News | No Comments »
Thursday, April 1st, 2010

For financial planning purposes, the cost of raising a child to 21 should be factored in as £194,000. Life insurance cover should be calculated accordingly, says Zurich Assurance.
Tags: Critical Illness Insurance, Enterprise Investment Schemes, Financial Planning, Inheritance Tax Advice, Inheritance Tax Liability, Life Cover, Life Insurance, Pensions and Retirement, Remortgage, Repossessed Spanish Property, Zurich
Posted in Financial Planning News | No Comments »
Thursday, April 1st, 2010
Only 4 out of 37 bank and building society advisers gave good financial advice to undercover researchers, when discussing a lump sum investment, in an investigation carried out by Which? magazine.
Tags: DWP, Enterprise Investment Schemes, Financial Advice, Financial Planning, Friends of the Earth, Income Tax Allowances, Independent Financial Advice, Investments, Repossessed Spanish Property
Posted in Financial Planning News | No Comments »
Tuesday, March 30th, 2010

Ethical investment on the global stage, as Sweden’s pension funds exclude Israeli defence technologies firm Elbit Systems from their portfolio, for alleged breaches of international rights conventions. Similar freedom of choice is now available to the individual investor, with a range of ethical funds offering a great opportunity to build an investment portfolio ‘with conscience’.
Tags: Defined Benefit Pension Scheme, Department for Work and Pensions, Enterprise Investment Schemes, Ethical Funds, Ethical Investments, Financial Planning, IBM, Investment Funds, Retirement Planning
Posted in Sustainable News | No Comments »
Monday, March 29th, 2010
Over a third of UK workers are neglecting their financial planning, and the problem is most pronounced among lower earners, according to a new report by the Association of British Insurers (ABI). While 40% of people admit they have made no provision in their financial planning to cope with unexpected future eventualities, this figure rises to 46% among those earning less than £20,000 per year.
Tags: ABI, Banks Northern Ireland, Critical Illness Insurance, Enterprise Investment Schemes, Financial Planning, Individual Voluntary Arrangement, Inheritance Tax Liability, ISAs, Life Insurance, Online Mortgage Deals, Remortgage, Repossessed Spanish Property, Savings
Posted in Financial Planning News | 3 Comments »
Tuesday, March 23rd, 2010
Through lack of financial planning and financial advice, we overpay £9 billion every year to the taxman. No surprise, then, that those who take an hour a month for financial planning tend to be better off than those who don’t, Axa reveals.
Tags: Avoid Tax, Best Mortgage Deal, DWP, Enterprise Investment Schemes, Financial Advice, Financial Planning, HMRC, Investment Bond, Mortgage Advice, Repossessed Spanish Property
Posted in Financial Planning News | No Comments »