Equity release can boost pension income for cash-poor, asset-rich retirees, by giving them early access to the value of their home. However, it is a strategy best undertaken only with good financial advice, says Age UK
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Posts Tagged ‘Equity Release’
Equity release boosts pension income – but take advice, says Age UK
Wednesday, July 7th, 2010First Time Buyers may lose stamp duty break, says Budget Report
Friday, June 25th, 2010
The stamp duty break for houses under £250,000 is now ‘under review’ by government, following the June 2010 budget report.
Top Tips on First Time Buyer Mortgages
Tuesday, May 25th, 2010
Did you know that independent mortgage advice saves you, on average, nearly £1,000 per year on your mortgage repayments? Read our top tips on first time buyer mortgages.
Mortgage lending up 12% as the sun comes out again
Wednesday, April 14th, 2010
Mortgage lending in February was up a healthy 12%, following a bout of cold feet (and hands) that kept buyers at home during the January blizzards, the Council of Mortgage Lenders revealed today.
First time buyers need financial advice on real homebuying costs
Wednesday, April 14th, 2010A quarter of first time buyers have little idea of the cost of extras, on top of their first time buyer mortgage, when buying a home. Conveyancing alone can cost £1,000, and total extras could cost over £4,000.
Promises, promises? Never-ending stamp duty holiday for first time buyers
Tuesday, April 13th, 2010First time buyers could enjoy a permanent stamp duty holiday as they take their first time buyer mortgage, as the Tories pledge they will keep forever the stamp duty holiday on homes under £250,000. Meanwhile, competition in the first time buyer mortgage market is hotting up as the daffodils bloom.
Spring looks rosy for first-time buyer mortgage deals
Wednesday, April 7th, 2010There are now over 150 mortgage deals offering 90% mortgages to first time buyers. The figures have doubled in 9 months, and there are more on the way, according to the Bank of England.
First time buyers’ mortgages still tricky, despite budget break
Thursday, March 25th, 2010
The average house price for first time buyers is currently four times the national average wage, compared with 2.9 times the average wage in 1990. With a first time buyer mortgage more out of reach than ever, many are delaying marriage and family, according to new data from the National Housing Federation.
Stamp duty budget changes will drive first time buyer mortgages market
Wednesday, March 24th, 2010The Chancellor Alistair Darling has announced budget changes removing stamp duty on home purchases up to a value of £250,000. This applies to first time buyers only, but should drive sales of first time buyer mortgages. Stamp duty of 1% currently applies to all homes over £125,000 in value.
Pensions savings needed to fund care
Friday, March 19th, 2010
New proposals for a National Care Scheme will provide in-home healthcare for the elderly to those who pay £8,000 to join. Proposed payment options include a 10% inheritance tax, forfeiting state pension income by working longer, or planning ahead with pensions savings or a bond investment.
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