Demands for large mortgage deposits, long regarded as the killer for cash-strapped first time buyers, is relaxing, and the number of available first time buyer mortgage deals is on the rise.
Posts Tagged ‘Equity Release’
Doors unlock as lenders roll out first time buyer mortgages
Friday, February 5th, 2010UK residents give up on ambition to be first time buyers
Thursday, December 17th, 2009Thousands of young adults disheartened by recent harsh market conditions no longer have the desire to own their own home, and the number of first time buyers is continuing to fall, according to the National Association of Estate Agents (NAEA).
Only 19% of homebuyers during November were first time buyers, the lowest proportion of FTBs in the market in a year, NAEA revealed.
‘Home Is Pension’: HIPpies build property value into their retirement planning
Thursday, December 3rd, 2009Are you still a HIPpie? The original flower children of the 1960s have now become a new kind of hippy. Known as the ‘Home Is Pension’ generation, they are factoring the value of their home into their pensions and retirement planning.
There are an estimated 1.3m over-50s depending on equity release from their homes as part of their retirement planning, according to a new report from LV= (the Liverpool Victoria Friendly Society).
Mortgage lending: Good news for first time buyers as banks chill out
Thursday, December 3rd, 2009Banks are loosening up again on mortgage lending for first time buyers on the high street, according to new figures just released.
The British Banker’s Association (BBA), which monitors the mortgage lending activity of all the main high street banks, has revealed that latest mortgage lending statistics for October show that the number of new mortgages approved almost doubled compared to the (admittedly stagnant) levels of the previous-year period.
Now is the time for first time mortgage buyers
Friday, November 20th, 2009Lenders are taking action to boost the home mortgage market for first time buyers, in order to maintain the current level of house purchases when the stamp duty exemption is cut back in January.
Financial advisers can now offer 85% and even 90% mortgages that will make homebuying easier for first-timers who could not afford the 25% mortgage deposits required to access the best deals over the past year.
Mortgages: Good news for first time buyers as lenders cut deposits
Wednesday, November 11th, 2009For first time buyers, the light at the end of the tunnel has been switched back on, as lenders appear more open to smaller deposits for first time buyer mortgages. The number of 10%-deposit mortgage deals has risen from 89 to 105 since March, while the number of products available with a 15% mortgage deposit [...]
First time buyer mortgage tips
Friday, September 4th, 2009You are a first time buyer, contemplating the leap on to the bottom rung of the property ladder, and getting your first time buyer mortgage. With so many mortgage categories, and so many variations within each, choosing a first time buyers mortgage can be one of the most confusing decisions of your life.
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