Halifax is changing its policy on parents paying deposits on mortgages for their children. In future, parents must pay the mortgage deposit into an account at Halifax parent, Lloyds.
Posts Tagged ‘Estate Planning’
Halifax Guarantor Mortgages Withdrawn
Monday, February 22nd, 2010Doors unlock as lenders roll out first time buyer mortgages
Friday, February 5th, 2010
Demands for large mortgage deposits, long regarded as the killer for cash-strapped first time buyers, is relaxing, and the number of available first time buyer mortgage deals is on the rise.
Fifty ways to leave your cover… financial planning tips on your insurance, mortgage, and savings account
Wednesday, January 27th, 2010There must be … fifty ways to leave your cover. Figures show that savvy mortgage buyers, savers, and buyers of life insurance all stand to save thousands, by shopping around, switching deals, and taking independent financial advice
UK residents give up on ambition to be first time buyers
Thursday, December 17th, 2009Thousands of young adults disheartened by recent harsh market conditions no longer have the desire to own their own home, and the number of first time buyers is continuing to fall, according to the National Association of Estate Agents (NAEA).
Only 19% of homebuyers during November were first time buyers, the lowest proportion of FTBs in the market in a year, NAEA revealed.
Now is the time for first time mortgage buyers
Friday, November 20th, 2009Lenders are taking action to boost the home mortgage market for first time buyers, in order to maintain the current level of house purchases when the stamp duty exemption is cut back in January.
Financial advisers can now offer 85% and even 90% mortgages that will make homebuying easier for first-timers who could not afford the 25% mortgage deposits required to access the best deals over the past year.
First time buyer mortgage tips
Friday, September 4th, 2009You are a first time buyer, contemplating the leap on to the bottom rung of the property ladder, and getting your first time buyer mortgage. With so many mortgage categories, and so many variations within each, choosing a first time buyers mortgage can be one of the most confusing decisions of your life.
Waking the dead: Penalties for late Inheritance Tax
Monday, August 17th, 2009HM Revenue and Customs has announced an increase to 3% of the interest charge on all late payments of Inheritance Tax, effective from September 2009.
Passing on your wealth: Tips for inheritance planning
Tuesday, July 14th, 2009The transfer of wealth to your children – better known as inheritance planning -Â is a complex area of personal finance that must be well planned in order to work efficiently. The central factor to consider in inheritance planning is taxation, and in particular Inheritance Tax, which, if left unheeded, can be applied to parts of [...]
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