A survey of Financial Advisers reveals that 84% will remain independent after the Retail Distribution Review (RDR) despite claims that their jobs will be more difficult following the new rules.
A survey of Financial Advisers reveals that 84% will remain independent after the Retail Distribution Review (RDR) despite claims that their jobs will be more difficult following the new rules.

The Office of Fair Trading is to look at consumer protection in relation to shopping online. One implication is the importance of unbiased financial advice and guidance on complex financial products, insurances and investments. Read More
The gradual decline of pensions provision in both public and private sectors may lead to a situation where large portions of the population are strapped for cash in their retirement.
When considering a company pension scheme, there are many questions to answer. It is crucial to remember that a company pension is part of a larger package of employee benefits, which may vary considerably from company to company.
The world of pensions planning places high demands on our capacity to see, and make predictions, far into the future. Retirement seems a long way off, when you are in your twenties. However, these early years are precisely the time when it makes sense to set up a pension, and begin planning for that ‘golden sunset’ [...]
There’s more to working life than just your pension scheme! The pension scheme is just part of a wider package of goodies that come under the general heading of ‘employee benefits’. Here we give a simple guide to the issues affecting employee benefits, and the questions to ask a prospective employer. Is the pension scheme [...]
As you celebrate your 40th birthday, your GP may well recommend that you call to his surgery for a mid-life healthcheck. You have also reached a watershed in your financial life cycle. If you had your first job at around 20 years of age, and are hoping to retire at 65, then this is the [...]
As you celebrate your 30th birthday, you are entering the 2nd decade of your ‘financial life cycle’, the adult years as an earner when you may have the financial firepower to take real control of your life.
If you did not marry in your 20s, you may now feel that the time has come to marry and start a family.
















