Nearly half of working over-65s are ‘trapped in work’ by falling pension income and inadequate pension planning. With plunging annuities rates, pension income is half what it was 15 years ago.Read More
Posts Tagged ‘Financial Planning’
Falling pension income traps over-65s in work
Friday, September 3rd, 2010Half of pension savers have never reviewed pension plans
Thursday, September 2nd, 2010Half of UK pension savers have never reviewed their pension plans, and cannot say how their pension is invested. One in 5 actually make investment decisions without advice. Most of those prudent enough to review seek pensions advice from an independent financial adviser.
Over 40s keep partner in the dark on retirement pension plan
Wednesday, August 25th, 2010
A third of couples over the age of 40 know nothing of their partner’s retirement pension plan, and general finances. As a result, there is no coherent financial planning in place, with many ‘living in hope’ that they will have sufficient income in retirement.
Financial planning advice in high demand
Thursday, August 19th, 2010Demand for financial planning advice was strongly up in the first half of the year. Pensions and investments remain strongest drivers, but greatest growth was in demand for mortgage advice.
Financial planning with a good ring to it – use your spouse to save tax
Friday, August 6th, 2010
Did you know that if your spouse is not working, they still have a tax-free allowance you can use as part of your financial planning? In a few simple steps, you can make up to £6,475 of income from your savings or investments tax-free. Who said marriage had to be taxing? Read More
Personal aspect of financial advice still No 1 with consumers
Thursday, July 29th, 2010Personal relationships are the most valued part of taking financial advice for most consumers, according to Aviva. This bond of trust makes existing customers the best source of new business for advisers.
Unbiased financial advice more crucial in online world, says OFT
Thursday, July 22nd, 2010
The Office of Fair Trading is to look at consumer protection in relation to shopping online. One implication is the importance of unbiased financial advice and guidance on complex financial products, insurances and investments. Read More
June 2010 Budget cuts to cost households £3,000 per year
Thursday, July 22nd, 2010Cuts and increases in tax and VAT in the June 2010 Budget will cost families £3,000 over the next 4 years, including £1,100 in 2011 alone, says economics watchdog Capital Economics.
Google sees rising demand for online financial planning advice
Tuesday, July 13th, 2010
Internet searches for financial planning advice were up 19% in 2009, with queries on investments and ISAs the main drivers of growth, says Google. Read More
June 2010 budget – Women hit for 70% of tax cuts, says Cooper
Wednesday, July 7th, 2010In a gender analysis of the June 2010 budget, Shadow Welfare Secretary Yvette Cooper claims that 70% of tax cuts will hit women only.
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