Friday, January 29th, 2010
The cost of sending a child born this year for a 3-year course at university in 2028 is likely to top £64,000. University costs have already reached £42,000 in 2010, and are rising every year. To manage such a substantial challenge, forward thinking and family financial planning are crucial.
Tags: Child Savings, Child Trust Funds, Childrens Savings, Childrens Stakeholder Pensions, DWP, Enterprise Investment Schemes, Environment, Financial Advice, Financial Planning, Financial Planning Advice, Friends of the Earth, Independent Financial Advice, Repossessed Spanish Property
Posted in Financial Planning News | No Comments »
Wednesday, January 27th, 2010
There must be … fifty ways to leave your cover. Figures show that savvy mortgage buyers, savers, and buyers of life insurance all stand to save thousands, by shopping around, switching deals, and taking independent financial advice
Tags: Estate Planning, First Time Buyer Mortgage, Friends of the Earth, Independent Financial Advice, Individual Voluntary Arrangement, Inheritance Tax Liability, Investment Bond, Investment Strategy, ISAs, Life Insurance, Mortgage Advice, Mortgages, Online Mortgage Deals, Repossessed Spanish Property, Savings, Savings Accounts
Posted in Financial Planning News | No Comments »
Wednesday, January 6th, 2010
Most of us have a life insurance policy, to ensure that our family is provided for at the end of our life, but far fewer of us have critical illness insurance.
Tags: Contracted Out Of SERPS, Contribute To A Pension, Critical Illness Advice, Critical Illness Cover, Critical Illness Insurance, Critical Illness Policy, DWP, Financial Advice, Financial Ombudsman Service, Friends of the Earth, Health Insurance, Independent Financial Advice, Inheritance Planning, Legal & General, Remortgage, Retirement Income
Posted in Insurance News | No Comments »
Tuesday, December 22nd, 2009
Consumers feel confused and daunted by the prospect of comparing products, when shopping around for mortgages and personal pensions, according to a new survey published this week by the retail industry watchdog Consumer Choice.
Tags: Consumer Choice, Friends of the Earth, Independent Financial Advice, Independent Mortgage Advice, Investment Bond, Investment Funds, Investment Strategy, MetLife, Mortgage Advice, Mortgage Deals, Mortgage Insurance, Mortgage Rates, Mortgages, Pensions and Retirement, Personal Pensions, Private Pensions, Repossessed Spanish Property, Stockholm Environment Institute, Writing a Will
Posted in Financial Planning News | No Comments »
Monday, December 14th, 2009
Almost a quarter of wealthy individuals rely on independent financial advisers in their financial planning, rather than on bankers and accountants, a new report has found.
Tags: DWP, Enterprise Investment Schemes, Financial Advice, Financial Planning, Friends of the Earth, Independent Financial Advice, Prudential, Repossessed Spanish Property, Scorpio Partnership, Wealth Management, Wills
Posted in Financial Planning News | No Comments »
Wednesday, December 9th, 2009
Europe is capable of cutting its carbon emissions by 40% by 2020, according to a new study by Friends of the Earth and the Stockholm Environment Institute, published at this week’s Copenhagen climate change conference.
Europe’s current commitment is to reduce emissions by just 20%, compared to 1990 levels.
Tags: Defined Benefit Pension Scheme, Defined Benefit Pension Schemes, Defined Contribution Pension Scheme, Department for Work and Pensions, Ethical Funds, Ethical Investment Funds, Ethical Investment Portfolio, Ethical Investments, Friends of the Earth, IBM, Investment Funds, Retirement Planning, Stockholm Environment Institute, Warren Buffett, Watson Wyatt
Posted in Sustainable News | No Comments »
Tuesday, December 1st, 2009
One-tenth of homebuyers in the UK who purchased their home from an estate agent felt pressured into arranging their mortgage via the estate agent as well, according to newly-published data from the Office of Fair Trading (OFT)*.
While mortgage referrals earn lucrative commissions for estate agents, their in-house mortgage advisers typically deal with a limited panel of selected mortgage lenders.
Tags: Best Mortgage Deal, Budget June 2010, Friends of the Earth, Independent Financial Advice, Independent Mortgage Advice, Investment Bond, Investment Strategy, Mortgage Advice, Mortgages, Retirement, Stockholm Environment Institute
Posted in Mortgage News | No Comments »
Friday, November 20th, 2009
Lenders are taking action to boost the home mortgage market for first time buyers, in order to maintain the current level of house purchases when the stamp duty exemption is cut back in January.
Financial advisers can now offer 85% and even 90% mortgages that will make homebuying easier for first-timers who could not afford the 25% mortgage deposits required to access the best deals over the past year.
Tags: Best Mortgage Deal, Budget June 2010, Equity Release, Estate Planning, Ethical Investment Funds, Ethical Investment Portfolio, Financial Planning Review, First Time Buyer, First Time Buyer Mortgage, First Time Buyer Mortgages, First Time Mortgage, Friends of the Earth, Home Mortgage, Independent Financial Advice, Investment Bond, Mortgage Advice, Retirement
Posted in Mortgage News | No Comments »
Wednesday, July 15th, 2009
As the old saying goes, where there’s a will, there’s a relative – and arguments relating to inheritance can cause conflict and bitterness that can break even the most close-knit of families. At the very least, an outdated or badly-written will can fail in its primary objective: to ensure a smooth inheritance process. All the more important, therefore, that [...]
Tags: Enterprise Investment Schemes, Financial Planning, Friends of the Earth, FSA, Fund Portfolio, Independent Financial Advice, Inheritance Advice, Inheritance Planning, Quantitative Easing, Recession, Repossessed Spanish Property, Wills, Writing a Will
Posted in Financial Planning News | No Comments »
