New proposals by the Financial Services Authority (FSA) to regulate mortgage lending will require lenders to refuse mortgage applications that are beyond what the homebuyer can reasonably afford. However, the current FSA proposals stop short of imposing limits on the loan-to-value ratios of mortgages, which relate to the size of the mortgage as a percentage of the value of the property, and would [...]
Posts Tagged ‘FSA’
Where there’s a will – sorting your inheritance planning
Wednesday, July 15th, 2009As the old saying goes, where there’s a will, there’s a relative – and arguments relating to inheritance can cause conflict and bitterness that can break even the most close-knit of families. At the very least, an outdated or badly-written will can fail in its primary objective: to ensure a smooth inheritance process. All the more important, therefore, that [...]
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