The Financial Services Authority (FSA) has declared war on unacceptable practices in mortgage lending, with a £2.8m fine for GMAC-RFC over what it termed ‘unfair treatment of customers’.  GMAC’s failings included “excessive and unfair†arrears charges for missed mortgage payments on loans, repayment plans that did not always consider a customer’s circumstances, and moving to repossess [...]
Posts Tagged ‘GMAC’
Ain’t no sunshine when you’re gone? Lufthansa pays you for rainy days
Friday, August 7th, 2009Fly to the sun with Lufthansa, and even if the heavens open, you will be singing in the rain. The airline is now offering ‘sunshine insurance’ built into its ticket price for trips during September and October, which guarantees you payback of 20 euros for each day your holiday is washed out by heavy rain.
Life insurance: Our top tips for cutting costs
Friday, July 31st, 2009There’s no point in spending more than you need to spend on life insurance. Every insurer looks at your health and lifestyle in assessing you as a risk, and the cost of insurance can be reduced by following these simple steps.
Personal finance tips for newly weds
Friday, July 24th, 2009As you step over the threshold into married life, you should know that the world of your personal finances has changed forever as well. There are a number of financial matters to consider, and steps to be taken, as you and your partner embark on your new journey. Here are our top tips on what you should be thinking about, as you return from honeymoon.
Income protection insurance: Protect your pocket
Monday, June 22nd, 2009Have you ever checked your bank account, only to discover that, due to some computer glitsch, your salary payment is not in? Now imagine that sinking feeling every month if you were unable to work due to illness or personal injury. You can protect yourself against such loss of income with Income Protection Insurance (IPI). [...]
Income payment protection insurance: It pays to read the tin
Wednesday, June 17th, 2009Income Payment Protection Insurance, as the saying goes, does ‘exactly what is says on the tin’. It is, nonetheless, worth reading the tin. The point is to understand what each Income Payment Protection Insurance product is designed to cover, and what it is not. The situation in question is where the customer must finish working and, depending [...]
Non-disclosure can void your insurance
Tuesday, June 16th, 2009When taking insurance, whether it be life insurance, critical illness, or income protection, the validity of any policy can stand or fall on the quality of information provided on the application. An insurance company may be entitled to reject a claim made at a later date, if information emerges in relation to the applicant that [...]
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