A change in the lending strategy by Lloyds TSB, the nation’s largest lender, may make personal loan deals from high street lenders more expensive for consumers in the future.
Posts Tagged ‘Group Life Insurance’
Lloyds’ decision could hike cost of personal loans
Tuesday, January 12th, 2010Mortgages: Good news for first time buyers as lenders cut deposits
Wednesday, November 11th, 2009For first time buyers, the light at the end of the tunnel has been switched back on, as lenders appear more open to smaller deposits for first time buyer mortgages. The number of 10%-deposit mortgage deals has risen from 89 to 105 since March, while the number of products available with a 15% mortgage deposit [...]
House prices will rise, not fall; says Institution of Surveyors
Thursday, August 6th, 2009House prices will rise slightly in 2009, the Royal Institution of Chartered Surveyors has said, reversing an earlier forecast that prices this year could have fallen by up to 15%.
Employee benefits – The questions to ask
Monday, July 6th, 2009There’s more to working life than just your pension scheme! The pension scheme is just part of a wider package of goodies that come under the general heading of ‘employee benefits’. Here we give a simple guide to the issues affecting employee benefits, and the questions to ask a prospective employer. Is the pension scheme [...]
Low interest rates – should you overpay your mortgage?
Wednesday, February 25th, 2009The Bank of England is lowering interest rates to encourage us to spend more but many smart mortgage borrowers are using the falling rates – and consequently lower mortgage repayments – as an opportunity to overpay their mortgages and reduce the amount they owe. Both Lloyd’s TSB and HSBC have been advising their variable rate [...]
Low risk alternatives for savers
Friday, February 13th, 2009It’s not really a great time to be a saver in the UK right now. Bank of England interest rates are at a 300-year low and every new government initiative is designed to get people spending money again injecting cashflow into a cash strapped economy. In fact, if you add in relatively high inflation rates and [...]
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