Income protection insurance policies now allow skilled workers more control to clearly define events covered. You can now receive a payout if you are no longer able to perform your own specific job or activity, rather than having to be incapable of all activities within your profession.
Aviva is offering customers the option to cut the cost of their health insurance by limiting the amount of cover their health policy provides. If you will pay the first £5,000 of your costs you can gain a discount of up to 65%. Agree to pay the first £3,000 of your own costs, and have a discount of up to 50%.
Consumers with a critical illness which comes in mild and more severe manifestations can often find themselves at odds with their insurance provider, over the validity of a claim. A more flexibile option is ’severity-related’ critical illness insurance, which offers a partial payout for less severe episodes of critical conditions.
Most of us have a life insurance policy, to ensure that our family is provided for at the end of our life, but far fewer of us have critical illness insurance.
The pitfalls of arranging your own life insurance cover, health insurance, home insurance and motor insurance online or via price comparison websites have been highlighted in new guidelines by the Association of British Insurers (ABI).
Aviva is planning premium discounts on its critical illness insurances for those who have come through cancer, and would therefore not have cancer cover in their policy.
 | Gareth Flanagan on UK residents give up on ambition to be first time buyers |
| Gareth Flanagan on Parents fail to act on need for life assurance and financial planning |
 | Funds Investing on Barclays investment funds: risk level altered without notifying clients |
 | forex robot on Pensions planning shows first cracks as many feel the pinch |
| Gareth Flanagan on Updating credit reference file crucial to obtaining personal loans, says ICO |
