Wednesday, May 12th, 2010
As we emerge from the financial gorefest of the economic downturn, many investors are seeking refuge in guaranteed investments which offer stability plus no risk to capital. Guaranteed bonds offer the option to invest with the comfort of knowing that you get back at least what you put in – and, potentially, a lot more. But stock markets are not the only choice, with guaranteed investments – and the easy availability of a monthly income from your lump sum is another attraction.
Tags: Bonds, Canada Life, Financial Adviser Northern Ireland, Financial Advisers, Guaranteed Investment, Guaranteed Investments, Home Mortgage, Investment, MetLife, Pension Scheme, Stocks & Shares, Unemployment Insurance
Posted in Investment News | No Comments »
Tuesday, January 12th, 2010
More than 1m householders have had to use a credit card for rent payments or mortgage repayments in the last 12 months, according to the data published today by housing charity Shelter.
Tags: Compulsory Retirement Age, Consumer Financial Planning Body, Credit Card Companies, Credit Cards, Enterprise Investment Schemes, Financial Planning, Financial Planning Review, Home Mortgage, Investment Advice Northern Ireland, Investment Bond, Mortgage, Mortgage Advice, Mortgage Adviser, Mortgage Repayments, Personal Finance, Retirement
Posted in Mortgage News | No Comments »
Friday, December 11th, 2009
As the mortgage market continues to thaw following last year’s ‘ice age’ for mortgage lending, there is further good news for those who may have fallen into mortgage arrears in recent months.
Lenders are more committed than ever to working with debt advisers and mortgage borrowers to ensure that as many people as possible stay in their homes, according to the Council of Mortgage Lenders (CML) in its response to the chancellor’s pre-budget report this week.
Tags: CML, Compliance Services, Council Of Mortgage Lenders, Ethical Investment Funds, Financial Planning Review, First Time Buyer Mortgages, Home Mortgage, Investment Advice Northern Ireland, Investment Strategy, Mortgage, Mortgages, Retirement, Term Assurance
Posted in Mortgage News | No Comments »
Thursday, November 26th, 2009
Regulation of the buy to let mortgages sector is to be added to the remit of the Financial Services Authority, in a move announced by the Treasury this week.
The Financial Services Authority is also to regulate third parties who buy mortgages from lenders, to provide additional security to mortgage borrowers.
Tags: Buy to let Mortgages, Equifax, Experian, Financial Planning Review, Financial Services Authority, FSA, Home Mortgage, Investment Management Association, Mortgage Lender, Mortgage Loan, Retirement, Self Employed Income Protection, Unemployment Cover
Posted in Mortgage News | No Comments »
Tuesday, November 24th, 2009
A location near a top-performing primary school can add over 3% to your home value.
New research from Nationwide* reveals that primary schools that increase their pass rate for 11-year-olds in the Standard Assessment Tests (SATs) by 10%, add 3.3% to the value of a typical house in their area.
Tags: Financial Planning Review, Home Mortgage, House Prices, House Values, Retirement, Self-Certified Mortgage, Sustainovator
Posted in Mortgage News | No Comments »
Tuesday, November 24th, 2009
The need to take whole of market mortgage advice with access to all mortgage products on the market has been emphasised yet again this month.
Tags: Affordable Mortgage Deal, Best Mortgage Deal, Budget June 2010, Financial Planning Review, Home Mortgage, Independent Mortgage Advice, Investment Bond, Investment Calculator, Mortgage Advice, Mortgage Affordability, Retirement, Stock Market Investments, Stockbroker Adviser, Stockholm Environment Institute, Whole of Market Mortgage Advice
Posted in Mortgage News | No Comments »
Friday, November 20th, 2009
Lenders are taking action to boost the home mortgage market for first time buyers, in order to maintain the current level of house purchases when the stamp duty exemption is cut back in January.
Financial advisers can now offer 85% and even 90% mortgages that will make homebuying easier for first-timers who could not afford the 25% mortgage deposits required to access the best deals over the past year.
Tags: Best Mortgage Deal, Budget June 2010, Equity Release, Estate Planning, Ethical Investment Funds, Ethical Investment Portfolio, Financial Planning Review, First Time Buyer, First Time Buyer Mortgage, First Time Buyer Mortgages, First Time Mortgage, Friends of the Earth, Home Mortgage, Independent Financial Advice, Investment Bond, Mortgage Advice, Retirement
Posted in Mortgage News | No Comments »
Friday, February 13th, 2009
It’s not really a great time to be a saver in the UK right now. Bank of England interest rates are at a 300-year low and every new government initiative is designed to get people spending money again injecting cashflow into a cash strapped economy. In fact, if you add in relatively high inflation rates and [...]
Tags: Best ISA, Bonds, Bright Grey, Canada Life, DWP, Financial Advice, Group Life Insurance, Home Mortgage, Homeowner Loans, Iceland, Independent Financial Advice, Interest Rates, Investment, Investment Advice, Investment ISA, Investment Strategy, ISA, Mortgages, Online Mortgage Deals, Research Your Mortgage, Savings
Posted in Savings News | No Comments »