Income Drawdown | Independent Financial Advice Service, Pensions and Investment Portfolio Advisers

Shifting patterns for taking pension income as income drawdown gathers strength

Monday, September 13th, 2010

Shifting patterns for taking pension income as income drawdown gathers strength

With annuity rates at a 15-year low, demand for flexible pension income from a stock market investment via income drawdown has doubled.

Tags: Annuities, Income Drawdown, Pension Annuities, Pension Annuity Rates, Pension Income, Pension Planning, Pensions, Personal Pensions, Retirement Planning
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Pension Income plans will limit income drawdown

Tuesday, August 24th, 2010

Government is proposing to scrap Alternatively Secured Pensions (ASPs) but offer income drawdown of pension savings subject to new limits.

Tags: Income Drawdown, Pension Advice, Pension Planning, Pension Savings, Pensions, Personal Pensions, Private Pension, Private Pensions, Retirement Income, Retirement Planning
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Purchasing an annuity now safer, as legal obligation fades

Friday, July 16th, 2010

Purchasing an annuity now safer, as legal obligation fades

The Government has published its proposals to scrap requirements on purchasing an annuity by age 75. This will give pensions savers more flexibility to time purchasing an annuity, to increase pension income and get a better annuities deal Read More

Tags: Annuities, Income Drawdown, Pensions, Pensions and Retirement, Pensions Annuities
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Income drawdown an eye-catching option, as pension age rises

Tuesday, January 19th, 2010

Income drawdown

Planned increases in the state pension age are likely to lead many to use income drawdown in their retirement planning, as they seek out ways to tap into their personal pension before they reach state pension age.

Tags: AIB Bank, Annuities, First Time Mortgage, Income Drawdown, Loan Insurance, Minimum Retirement Age, Mortgage Insurance, Pension Annuity, Pension Quality Mark, Pensions Annuity, Personal Pensions, Sickness Cover, State Pension, Unit Trust
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Timing essential when buying your annuity

Friday, November 20th, 2009

Are you retiring during the coming year?Â Thinking of buying a pensions annuity? Recent events in the stock markets have made it clear how essential it is to get the timing right, in this vital aspect of your retirement planning. The recent volatility in the stock market has been reflected in similar ups and downs [...]

Tags: AIB Bank, Annuities, Annuity Advice, BBC, First Time Mortgage, Income Drawdown, Maximum Pension Contribution, Minimum Retirement Age, Office of Fair Trading, Pensions, Pensions Annuity, Retirement Planning, Unit Trust
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Clock ticking for over-50s planning early retirement

Monday, November 2nd, 2009

Immediate action is required by pension savers aged 50, who are wishing to retire in the near future. On 6th April 2010, the minimum retirement age for taking your personal pension or company pension will rise from 50 to 55. This may catch many pension savers in their early 50s, as those who have not [...]

Tags: AIB Bank, First Time Mortgage, Income Drawdown, Life Policy, Maximum Pension Contribution, Minimum Retirement Age, Office of Fair Trading, Pension Advice, Pensions, Pensions Annuity, Retirement Planning, Sickness Cover
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