Insurers predict that the cost to employers of providing life and critical illness insurance, and income protection insurance for employees, will rise steadily into 2012. How will this affect you? Read more by clicking on this headline.
Posts Tagged ‘Income Protection Insurance’
Costs to rise for life and critical illness insurance
Wednesday, June 9th, 2010Income Protection Insurance – Workers return to work before fully fit
Friday, May 14th, 2010
Most UK workers would return to work before fully recovered from illness, for cash reasons, according to Aviva. Taking income protection insurance would give them time to fully recover, and not risk their health.
Business owners! Life insurance cover can protect your company profits
Friday, May 14th, 2010Life insurance cover and critical illness insurance can be used in many ways to protect a company’s profits, if a key employee falls ill or dies. For example, life insurance cover can repay a company loan, or critical illness insurance can enable business partners to buy out a partner who must leave a partnership through ill-health.
Income Protection Insurance for skilled workers
Wednesday, March 3rd, 2010
Income protection insurance policies now allow skilled workers more control to clearly define events covered. You can now receive a payout if you are no longer able to perform your own specific job or activity, rather than having to be incapable of all activities within your profession.
Is life really all that matters? Not when there’s income protection insurance
Tuesday, December 22nd, 2009
Many of us hold a life insurance policy that is designed to protect our family, or pay off our mortgage. We are also aware of the benefits of critical illness insurance, which provides a lump sum in the event of serious health issues.
Consumers underestimate outgoings by over £900 per month – income protection crucial
Tuesday, December 15th, 2009Most UK residents vastly underestimate the cost of their monthly outgoings, by as much as £964 for an average family, according to new data from UK insurer Bright Grey.
The research underlines the dire need for guidance and financial advice in the general area of budgeting and financial planning, with most families underestimating their own ‘running costs’ by 50%.
Check your financial toolkit: mortgages, pensions, insurance
Thursday, November 26th, 2009The key to being prepared for any household emergency is having the right tools to hand – and, as with any good system, a toolkit needs regular ‘tweaking’ to keep it well-stocked and up to date. Your ‘financial toolkit’ is no different. It needs regular reviews. Don’t fall into the trap of leaving your financial plan under the stairs, gathering dust with those old tins of paint and that old carpet!
Here are a few thoughts on your financial products, that could actually save you money.
Times are good for critical illness, income protection insurances
Wednesday, November 25th, 2009
Times have never been better for taking out personal insurance, as recent improvements in the way insurers deal with critical illness claims may now be extended to income protection insurances as well.
Investment tips for 2009 and 2010
Sunday, November 8th, 2009I have come back from a seminar by Invesco Perpetual, where I received information on their future investment strategy. Getting information like this direct from the Fund Managers of one of the most efficient investment companies is worth considering, and building into your investment strategy. Be aware, that when advising clients and building our Principle [...]
Don’t think company pension, think employee benefits
Wednesday, August 5th, 2009When considering a company pension scheme, there are many questions to answer. It is crucial to remember that a company pension is part of a larger package of employee benefits, which may vary considerably from company to company.
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