If you are aged between 20 and 65, health insurance could well be one of the best investments you ever make, for yourself and your family – and you are more likely to need this cover in those years than life insurance.
If you are aged between 20 and 65, health insurance could well be one of the best investments you ever make, for yourself and your family – and you are more likely to need this cover in those years than life insurance.
There’s more to working life than just your pension scheme! The pension scheme is just part of a wider package of goodies that come under the general heading of ‘employee benefits’. Here we give a simple guide to the issues affecting employee benefits, and the questions to ask a prospective employer. Is the pension scheme [...]
Have you ever checked your bank account, only to discover that, due to some computer glitsch, your salary payment is not in? Now imagine that sinking feeling every month if you were unable to work due to illness or personal injury. You can protect yourself against such loss of income with Income Protection Insurance (IPI). [...]
Income Payment Protection Insurance, as the saying goes, does ‘exactly what is says on the tin’. It is, nonetheless, worth reading the tin. The point is to understand what each Income Payment Protection Insurance product is designed to cover, and what it is not. The situation in question is where the customer must finish working and, depending [...]
When taking insurance, whether it be life insurance, critical illness, or income protection, the validity of any policy can stand or fall on the quality of information provided on the application. An insurance company may be entitled to reject a claim made at a later date, if information emerges in relation to the applicant that [...]
As you celebrate your 30th birthday, you are entering the 2nd decade of your ‘financial life cycle’, the adult years as an earner when you may have the financial firepower to take real control of your life.
If you did not marry in your 20s, you may now feel that the time has come to marry and start a family.
Do you still have a black and white tv? Of course not! Didn’t they go out in the 1970s? These days, you are most likely enjoying the state-of-the-art, high definition flatscreen you bought this year. Is the same true of your personal finances and your financial planning?
In other words, is your ‘financial technology’ as up to date? Perhaps you have not looked over the bag of financial products you bought ten years ago, and which have been gathering dust in the attic ever since.
A doctor who diagnoses himself, they say, has a fool for a patient. In money matters, the opposite is true and the smart question is: how is my financial health, in other words, how is my financial planning?
Do you simply buy your investments and let them lie, rather than monitoring their performance, and staying alert to your changing needs?
















