An Office of Fair Trading study into ‘small print’ in contracts is likely to focus on life insurance and critical illness insurance, emphasing again the value of independent financial advice.
Posts Tagged ‘Independent Financial Advice’
OFT highlights need for financial advice on life insurance, critical illness insurance
Monday, February 8th, 2010Consumers demand independent financial advice on pensions, savings and investments
Thursday, February 4th, 2010Consumers draw most on quality independent financial advice when setting up or re-investing their pensions, or managing savings and investments, new data shows.
Family Financial Planning: University for your new baby could cost £64,000
Friday, January 29th, 2010
The cost of sending a child born this year for a 3-year course at university in 2028 is likely to top £64,000. University costs have already reached £42,000 in 2010, and are rising every year. To manage such a substantial challenge, forward thinking and family financial planning are crucial.
Fifty ways to leave your cover… financial planning tips on your insurance, mortgage, and savings account
Wednesday, January 27th, 2010There must be … fifty ways to leave your cover. Figures show that savvy mortgage buyers, savers, and buyers of life insurance all stand to save thousands, by shopping around, switching deals, and taking independent financial advice
Get down to brass tax, with tax-free savings! Use your ISA allowances now
Wednesday, January 27th, 2010It’s that time of year again! With the end of the tax year on 5th April 2010 fast approaching, now is the time to snap up this year’s allowances for tax-free savings in Individual Savings Accounts (ISAs).
Critical illness insurance: why we need it
Wednesday, January 6th, 2010
Most of us have a life insurance policy, to ensure that our family is provided for at the end of our life, but far fewer of us have critical illness insurance.
Need for mortgage advice and pensions advice highlighted
Tuesday, December 22nd, 2009
Consumers feel confused and daunted by the prospect of comparing products, when shopping around for mortgages and personal pensions, according to a new survey published this week by the retail industry watchdog Consumer Choice.
Wealthy investors use independent financial advisers for their financial planning
Monday, December 14th, 2009
Almost a quarter of wealthy individuals rely on independent financial advisers in their financial planning, rather than on bankers and accountants, a new report has found.
Hard sell on mortgages from estate agents costs homebuyers thousands
Tuesday, December 1st, 2009One-tenth of homebuyers in the UK who purchased their home from an estate agent felt pressured into arranging their mortgage via the estate agent as well, according to newly-published data from the Office of Fair Trading (OFT)*.
While mortgage referrals earn lucrative commissions for estate agents, their in-house mortgage advisers typically deal with a limited panel of selected mortgage lenders.
Now is the time for first time mortgage buyers
Friday, November 20th, 2009Lenders are taking action to boost the home mortgage market for first time buyers, in order to maintain the current level of house purchases when the stamp duty exemption is cut back in January.
Financial advisers can now offer 85% and even 90% mortgages that will make homebuying easier for first-timers who could not afford the 25% mortgage deposits required to access the best deals over the past year.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. We offer the option to pay for mortgage advice by way of a fee. This may vary depending on circumstances but is typically £500, contact us to discuss your remortgage and mortgage options with one of our mortgage brokers.
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