A 45-year-old male smoker can save £276 on his annual life insurance premiums, and £1,000 per year on tobacco spending, by quitting cigarettes. The savings on tobacco will more than pay for the life insurance cover, according to Aviva.
Posts Tagged ‘Inheritance Tax Advice’
Cut life insurance premiums by quitting smoking
Monday, March 8th, 2010Households last 2 weeks without life and critical illness cover
Friday, February 26th, 2010
The average UK household would run out of money in just 14 days, if a wage earner was hit by critical illness or died. Despite this, 63% of households still have no life and critical illness cover.
Buying life insurance: the do’s and don’ts
Thursday, January 7th, 2010
Life insurance serves your family by helping with the financial burden that can accompany the loss of a loved one. For that reason, it is important to seek independent advice, and put a little planning into setting up your life policy. Here are the key aspects to consider – the ‘do’s’ and ‘don’ts’ of buying life insurance.
Dangers of “going it alone” in buying life insurance, health insurance
Tuesday, January 5th, 2010
The pitfalls of arranging your own life insurance cover, health insurance, home insurance and motor insurance online or via price comparison websites have been highlighted in new guidelines by the Association of British Insurers (ABI).
Joy and Peace (of mind) to all – Life Insurance
Monday, December 7th, 2009As the Christmas season of ‘joy and peace’ approaches, our thoughts may also turn to the ‘peace of mind’ we gain from ensuring that our family is provided for, if we have the correct life insurance cover in place.
Life insurance: Our top tips for cutting costs
Friday, July 31st, 2009There’s no point in spending more than you need to spend on life insurance. Every insurer looks at your health and lifestyle in assessing you as a risk, and the cost of insurance can be reduced by following these simple steps.
Personal finance tips for newly weds
Friday, July 24th, 2009As you step over the threshold into married life, you should know that the world of your personal finances has changed forever as well. There are a number of financial matters to consider, and steps to be taken, as you and your partner embark on your new journey. Here are our top tips on what you should be thinking about, as you return from honeymoon.
Life insurance: Thoughts you should consider
Friday, July 17th, 2009For all of us, life insurance is a part of …. well, life! However, there are many small differences and options between products. You can set your life insurance policy up much more efficiently by considering some of these thoughts. ‘I need life cover as part of setting up my mortgage’: You have two choices here. [...]
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