Monday, August 16th, 2010
Inheritance Tax can apply at 40% to portions of your wealth you intend for your children. IHT is one of the most lucrative taxes for the Revenue, as it applies at 40% to all liable assets. However, it is also one of the most avoidable of taxes, with good financial planning. Read how here – click on the headline above.
Tags: IHT, IHT Advice, IHT Planning, Inheritance Tax, Inheritance Tax Advice, Inheritance Tax Liability
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Friday, June 11th, 2010
Family income benefit insurance or FIB is a lesser-known life insurance policy that pays a yearly income, rather than a lump sum, to your family. FIB is ideal for funding education for your children, or the costs of childcare. It’s also a lot cheaper than traditional ‘lump sum’ life cover. Read more by clicking the headline above.
Tags: Buying Life Cover, Cash ISAs, Inheritance Tax Advice, Inheritance Tax Liability, Insurance Industry Working Group, Interest Only Mortgage, Life Cover, Life Insurance, Life Insurance Products, Life Policy, Retirement Income
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Wednesday, June 9th, 2010
Insurers predict that the cost to employers of providing life and critical illness insurance, and income protection insurance for employees, will rise steadily into 2012. How will this affect you? Read more by clicking on this headline.
Tags: Aon Consulting, Critical Illness Insurance, Fixed Rate Mortgages, Income Protection Insurance, Inheritance Tax Liability, Life Insurance, Mortgage Application, Personal Insurance, Remortgage, Retirement Income, Standard Variable Rate
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Friday, May 21st, 2010
While the woman is increasingly the main breadwinner in the UK household, she fails to realise that this has created a need for her to take life and critical illness insurance, according to AXA.
Tags: AXA, Critical Illness Insurance, Inheritance Tax Advice, Inheritance Tax Liability, Life Cover, Life Insurance, Mortgage Application, Personal Insurance, Remortgage, Retirement Income, Tax Guidelines
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Wednesday, May 19th, 2010
Investors can save thousands with regular financial planning advice and financial reviews. Fine-tune your financial planning with regular reviews of your mortgage deal, funds investments, and pension planning.
Tags: Annual Financial Review, Annual Pension Review, Base Rate, Basic State Pension, Cash ISAs, Cheap Life Insurance, Enterprise Investment Schemes, Environment, Environmental News, Financial Planning, Financial Planning Advice, Financial Planning Review, IBM, Income Tax Allowances, Individual Voluntary Arrangement, Inheritance Tax Liability, Investment Funds, Investment Strategy, Investments, ISAs, Life Insurance, Maximum Pension Contribution, Mortgage Application, Mortgages, Online Mortgage Deals, Pensions, Personal Insurance, Repossessed Spanish Property, Savings, Savings and Investments, Stocks And Shares ISA
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Monday, May 17th, 2010
Principle First Chartered Financial Planners has today launched the OnePlan™ financial planning environment, featuring the OnePlan™ suite of financial planning tools. Our financial planning tools give you the calculations you need to plan your mortgage, insurances, even pension and retirement. The financial planning tools enable you to calculate how much your mortgage repayments on your chosen home would be, how much life insurance cover you need to replace your income and protect your family, or calculate how much you need to be saving today, to achieve a desired buying power and standard of living from your pension.
Tags: Critical Illness Insurance, DWP, Enterprise Investment Schemes, Financial Advice, Financial Planning, Financial Planning Tools, future energy supply, Income Payment Protection Insurance, Inheritance Tax, Inheritance Tax Liability, Investment Strategy, Life Insurance, MetLife, Mortgages, Pensions and Retirement, Remortgage, Repossessed Spanish Property
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Friday, May 14th, 2010
Most UK workers would return to work before fully recovered from illness, for cash reasons, according to Aviva. Taking income protection insurance would give them time to fully recover, and not risk their health.
Tags: Aviva, Best Maxi ISA, Enterprise Investment Schemes, Financial Planning, Fixed Rate Mortgages, Income Protection Insurance, Inheritance Tax Liability, Life Insurance, Mortgage Application, Personal Insurance, Retirement Income
Posted in Insurance News | 2 Comments »
Friday, May 14th, 2010
Life insurance cover and critical illness insurance can be used in many ways to protect a company’s profits, if a key employee falls ill or dies. For example, life insurance cover can repay a company loan, or critical illness insurance can enable business partners to buy out a partner who must leave a partnership through ill-health.
Tags: Critical Illness Insurance, Fixed Rate Mortgages, Income Protection Insurance, Inheritance Tax Liability, Insurance Claims, Life Insurance, Life Insurance In Trust, Mortgage Application, Personal Insurance, Remortgage, Retirement Income
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Monday, April 19th, 2010
Critical illness insurance cover is an area where understanding the terms and exclusions of the policy is essential. The importance of knowing the exclusions in all types of insurance is highlighted again this week, as thousands of stranded holidaymakers find their travel insurance is invalid, because the eruption of the Icelandic volcano is considered an ‘Act of God’.
Tags: Contribute To A Pension, Critical Illness Cover, Critical Illness Insurance, Inheritance Tax Advice, Inheritance Tax Liability, Life Cover, Life Insurance, Mortgage Application, Personal Insurance, Prudential, Remortgage, Retirement Income, Second Home In Spain
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Thursday, April 8th, 2010
Single income families are on the rise, and the number of stay at home dads has increased tenfold to 600,000 in 10 years. Personal insurance, including life cover and critical illness cover, are all the more important to protect a family from losing its only income, with no second income to fall back on.
Tags: Aviva, Best Maxi ISA, Critical Illness Insurance, Inheritance Tax Advice, Inheritance Tax Liability, Life Cover, Life Insurance, Mortgage Application, Personal Insurance, Remortgage, Retirement Income
Posted in Insurance News | No Comments »
