Less than 10% of people know their new ISA allowances for the upcoming tax year, according to Lloyds TSB. Many under-24s think an ISA is an iPhone app, many more think it is an Instant Savings Account, says the bank.
Posts Tagged ‘Invesco Perpetual Corporate Bond’
Are you ISA aware? 91% aren’t, says Lloyds
Tuesday, March 16th, 2010Halifax Guarantor Mortgages Withdrawn
Monday, February 22nd, 2010
Halifax is changing its policy on parents paying deposits on mortgages for their children. In future, parents must pay the mortgage deposit into an account at Halifax parent, Lloyds.
Lloyds’ decision could hike cost of personal loans
Tuesday, January 12th, 2010A change in the lending strategy by Lloyds TSB, the nation’s largest lender, may make personal loan deals from high street lenders more expensive for consumers in the future.
Down, but not out: what next for the OFT and bank charges?
Friday, November 27th, 2009The Office of Fair Trading is considering its options in relation to pursuing UK banks over bank charges it regards as unfair, and has expressed the intention to reveal its next move during December. This follows a Supreme Court ruling on 25 November which found that the Office of Fair Trading did not have power to [...]
Cracks appear in Britain’s largest pension schemes
Thursday, November 19th, 2009Massive problems with underfunding in Britain’s largest pension schemes has emphasised again the trend away from depending on occupational pensions, and the need to consider taking control of your own retirement planning, with a personal pension. New data just released by the French research specialise AlphaValue has shown huge deficits in British pension funds including [...]
Investment tips for 2009 and 2010
Sunday, November 8th, 2009I have come back from a seminar by Invesco Perpetual, where I received information on their future investment strategy. Getting information like this direct from the Fund Managers of one of the most efficient investment companies is worth considering, and building into your investment strategy. Be aware, that when advising clients and building our Principle [...]
Stategic rethink may mean increased bank charges
Tuesday, November 3rd, 2009Banks are currently rethinking their strategy on current accounts, as part of a larger plan to seek new revenue streams in the current difficult climate. Â This may mean an end to free banking services, and in particular free current accounts, as charges are stepped up to anticipate the possible loss of other revenue sources currently [...]
Low interest rates – should you overpay your mortgage?
Wednesday, February 25th, 2009The Bank of England is lowering interest rates to encourage us to spend more but many smart mortgage borrowers are using the falling rates – and consequently lower mortgage repayments – as an opportunity to overpay their mortgages and reduce the amount they owe. Both Lloyd’s TSB and HSBC have been advising their variable rate [...]
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