Tuesday, March 30th, 2010
The latest Nationwide house price index has shown house prices increase by 0.7% in March, reversing the downward trend in February which had worried many experts, fearful of a second recession.
Tags: Bank Of England, Best Pension, Estate Planning, First Time Buyer Mortgage, Investment Advice Northern Ireland, Investment Funds, Investments for Children, Mortgage, Mortgage Deals, Nationwide, Retirement
Posted in Mortgage News | 1 Comment »
Thursday, March 4th, 2010

The Bank of England has today decided to hold interest rates at the historic low of 0.5%. Customers seeking first time buyer mortgages right now are being advised to seek quality independent financial advice. An independent mortgage advisor, with their ‘whole of market’ approach, can find the very best mortgages based on the whole of the UK market, and will on average save you almost £1,000 on your annual mortgage repayments.
Tags: Bank Of England, Best Mortgage Deal, Best Pension, Budget June 2010, Investment Advice Northern Ireland, Investment Risk, Investment Strategy, Mortgage, Mortgage Rates, Mortgages, Retirement
Posted in Mortgage News | No Comments »
Monday, February 22nd, 2010

Halifax is changing its policy on parents paying deposits on mortgages for their children. In future, parents must pay the mortgage deposit into an account at Halifax parent, Lloyds.
Tags: Estate Planning, Ethical Investment Funds, Financial Life Cycle, First Time Buyer Mortgage, First Time Buyer Mortgages, Halifax, Halifax Guarantor Mortgages, Invesco Perpetual Corporate Bond, Investment Advice Northern Ireland, Investment Strategy, Lloyds TSB, Mortgage, Mortgages, Retirement
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Thursday, January 14th, 2010
Applicants for personal loans or credit cards must ensure that the information held on their credit reference files is up to date, or risk being refused due to incorrect data.
Consumers can request a copy of their credit reference file for £2 from credit reference agencies such as Experian or Equifax, and online applications are also possible. The file must be provided within 7 days.
Tags: Consumer Financial Planning Body, Credit Cards, Credit Rating, Credit Reference File, Equifax, Experian, Investment Advice Northern Ireland, Mortgage, Mortgage Deals, Personal Loans, Repossessed Spanish Property, Self Invested Pension Plan
Posted in Financial Planning News | 2 Comments »
Tuesday, January 12th, 2010
More than 1m householders have had to use a credit card for rent payments or mortgage repayments in the last 12 months, according to the data published today by housing charity Shelter.
Tags: Compulsory Retirement Age, Consumer Financial Planning Body, Credit Card Companies, Credit Cards, Enterprise Investment Schemes, Financial Planning, Financial Planning Review, Home Mortgage, Investment Advice Northern Ireland, Investment Bond, Mortgage, Mortgage Advice, Mortgage Adviser, Mortgage Repayments, Personal Finance, Retirement
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Friday, December 18th, 2009
Mortgage lending in November was down by 10% over October, and is expected to remain stable or drop slightly in the coming months, according to new data released by the Council of Mortgage Lenders today.
This should not set alarm bells ringing, however. A slowdown is normal for the time of year, due to seasonal factors and, this time round, the end of the stamp duty holiday on 31 December. These factors caused a ‘bunching’ in house buying activity over the last few months of 2009.
Tags: Bank Of England, Best Pension, Compliance Services, Council Of Mortgage Lenders, Investment Advice Northern Ireland, Investment Strategy, Mortgage, Mortgages, Retirement
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Thursday, December 17th, 2009
Thousands of young adults disheartened by recent harsh market conditions no longer have the desire to own their own home, and the number of first time buyers is continuing to fall, according to the National Association of Estate Agents (NAEA).
Only 19% of homebuyers during November were first time buyers, the lowest proportion of FTBs in the market in a year, NAEA revealed.
Tags: Equity Investments, Equity Release, Estate Planning, Ethical Investment Funds, First Mortgage, First Time Buyer, First Time Buyer Mortgage, First Time Buyer Mortgages, Investment Advice Northern Ireland, Investment Strategy, Mortgage, Mortgages, NAEA, Retirement, Technoratir
Posted in Mortgage News | 2 Comments »
Wednesday, December 16th, 2009

Chartered surveyors have confirmed that UK house prices are continuing to rise, as the Royal Institution of Chartered Surveyors (RICS) publishes its quarterly UK Housing Market Survey.
Tags: House Prices, House Values, Housing Market, Investment Advice Northern Ireland, Investment Strategy, Mortgage, Mortgages, OFT, Retirement, RICS, Self-Certified Mortgage, SERPS, Sustainovator
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Friday, December 11th, 2009
As the mortgage market continues to thaw following last year’s ‘ice age’ for mortgage lending, there is further good news for those who may have fallen into mortgage arrears in recent months.
Lenders are more committed than ever to working with debt advisers and mortgage borrowers to ensure that as many people as possible stay in their homes, according to the Council of Mortgage Lenders (CML) in its response to the chancellor’s pre-budget report this week.
Tags: CML, Compliance Services, Council Of Mortgage Lenders, Ethical Investment Funds, Financial Planning Review, First Time Buyer Mortgages, Home Mortgage, Investment Advice Northern Ireland, Investment Strategy, Mortgage, Mortgages, Retirement, Term Assurance
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Wednesday, December 9th, 2009
Good news for homeowners as house prices rose in November for the fifth successive month, according to the Halifax House Price Index.
The November increase was a nationwide average of 1.4%*, which means that house values have risen 4% since the beginning of the year. Halifax attributes this to higher demand combined with a still-sluggish supply, a situation which has pushed prices up.
Tags: Financial Life Cycle, Halifax, House Prices, Investment Advice Northern Ireland, Investment Strategy, Mortgage, Mortgages, National Housing Federation, Remortgage, Retirement, Self-Certified Mortgage
Posted in Mortgage News | 1 Comment »