Government plans to restrict mortgage lending, following the budget changes on 22nd June, could make first time buyer mortgages more difficult to obtain. Click headline to read more.
Posts Tagged ‘Investment Bond’
Budget Changes – Mortgage Cap would limit first time buyer mortgages
Monday, June 21st, 2010First time buyers need financial advice on real homebuying costs
Wednesday, April 14th, 2010A quarter of first time buyers have little idea of the cost of extras, on top of their first time buyer mortgage, when buying a home. Conveyancing alone can cost £1,000, and total extras could cost over £4,000.
Financial planning means tax and mortgage savings – Axa
Tuesday, March 23rd, 2010Through lack of financial planning and financial advice, we overpay £9 billion every year to the taxman. No surprise, then, that those who take an hour a month for financial planning tend to be better off than those who don’t, Axa reveals.
Shop around but hurry, say mortgage advisors
Monday, March 1st, 2010Mortgage advisors are urging mortgage clients to ‘shop around’ and also consider remortgage options, as some lenders raise their mortgage interest rates to account for a possible Bank of England rates increase later this year. Certain lenders are already raising their standard variable rate (SVR), which customers move to by default, if they do not switch to a different mortgage deal at the end of their initial tie-in period.
Mortgage lending decline is seasonal
Wednesday, February 24th, 2010Ignore the tabloids! The January slump in mortgage lending does not mean a slide back into recession. Slack demand for mortgage deals is a normal seasonal feature at the start of every year, and this year was greater than usual due to the number of buyers who rushed through their mortgage deal, to qualify for the favourable rates of stamp duty in December.
‘Horses for courses’: mortgage advice key in current low-interest market
Wednesday, January 27th, 2010Many borrowers are opting for tracker mortgages at the moment, in the expectation of enjoying rock-bottom interest rates during the remainder of 2010. Choosing the right mortgage for you depends on your mortgage priorities, however, and the only essential is taking good, independent financial advice. It really is “horses for courses”, when considering the various types of mortgage!
Fifty ways to leave your cover… financial planning tips on your insurance, mortgage, and savings account
Wednesday, January 27th, 2010There must be … fifty ways to leave your cover. Figures show that savvy mortgage buyers, savers, and buyers of life insurance all stand to save thousands, by shopping around, switching deals, and taking independent financial advice
Householders with credit cards forced to make mortgage repayments ‘on the plastic’
Tuesday, January 12th, 2010More than 1m householders have had to use a credit card for rent payments or mortgage repayments in the last 12 months, according to the data published today by housing charity Shelter.
Need for mortgage advice and pensions advice highlighted
Tuesday, December 22nd, 2009
Consumers feel confused and daunted by the prospect of comparing products, when shopping around for mortgages and personal pensions, according to a new survey published this week by the retail industry watchdog Consumer Choice.
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