Monday, February 8th, 2010
Barclays has revealed that it did not advise its clients of changes to the risk profile of some of its investment funds, following a review of its funds products during 2007. The news has emphasised the need for funds investors to constantly and regularly review their funds investments, with the help of an independent financial adviser.
Tags: Annual Financial Review, Barclays, Base Rate, Homeowner Loans, IBM, IHT Advice, Investment Advice, Investment Funds, Investment Portfolio, Repossessed Spanish Property, UK Investment Advice
Posted in Financial Planning News | 1 Comment »
Friday, February 5th, 2010
Demands for large mortgage deposits, long regarded as the killer for cash-strapped first time buyers, is relaxing, and the number of available first time buyer mortgage deals is on the rise.
Tags: Equity Release, Estate Planning, First Time Buyer, First Time Buyer Mortgage, Investment Funds, Mortgage Deals, Mortgage Deposit, Principle First Stockbroker, Retirement, Self-Cert Mortgages, Variable Rate Mortgages
Posted in Mortgage News | No Comments »
Wednesday, January 27th, 2010
Many borrowers are opting for tracker mortgages at the moment, in the expectation of enjoying rock-bottom interest rates during the remainder of 2010. Choosing the right mortgage for you depends on your mortgage priorities, however, and the only essential is taking good, independent financial advice. It really is “horses for courses”, when considering the various types of mortgage!
Tags: Ethical Pensions, Fixed Rate Mortgages, Investment Bond, Investment Funds, Investment Strategy, Mortgage Advice, Mortgage Deals, Mortgages, Pension Transfer Advice, Personal Finance, Retirement, SVR, Tracker Mortgages
Posted in Mortgage News | No Comments »
Tuesday, December 22nd, 2009
Consumers feel confused and daunted by the prospect of comparing products, when shopping around for mortgages and personal pensions, according to a new survey published this week by the retail industry watchdog Consumer Choice.
Tags: Consumer Choice, Friends of the Earth, Independent Financial Advice, Independent Mortgage Advice, Investment Bond, Investment Funds, Investment Strategy, MetLife, Mortgage Advice, Mortgage Deals, Mortgage Insurance, Mortgage Rates, Mortgages, Pensions and Retirement, Personal Pensions, Private Pensions, Repossessed Spanish Property, Stockholm Environment Institute, Writing a Will
Posted in Financial Planning News | No Comments »
Thursday, December 10th, 2009
The critics say that ethical funds are not transparent enough to convince investors they are genuinely green, or that the screening process limits the number of companies available to ethical fund managers, and therefore hampers their ability to maximise returns.
Tags: Defined Benefit Pension Scheme, Defined Contribution Pension Scheme, Department for Work and Pensions, Ethical Funds, Ethical Investment Portfolio, Ethical Investments, IBM, Investment Funds, Retirement Planning, Revenue Commissioners, Sustainable Energy
Posted in Sustainable News | 2 Comments »
Wednesday, December 9th, 2009
Europe is capable of cutting its carbon emissions by 40% by 2020, according to a new study by Friends of the Earth and the Stockholm Environment Institute, published at this week’s Copenhagen climate change conference.
Europe’s current commitment is to reduce emissions by just 20%, compared to 1990 levels.
Tags: Defined Benefit Pension Scheme, Defined Benefit Pension Schemes, Defined Contribution Pension Scheme, Department for Work and Pensions, Ethical Funds, Ethical Investment Funds, Ethical Investment Portfolio, Ethical Investments, Friends of the Earth, IBM, Investment Funds, Retirement Planning, Stockholm Environment Institute, Warren Buffett, Watson Wyatt
Posted in Sustainable News | No Comments »
Wednesday, December 2nd, 2009
This week’s latest statistics report from government on Child Trust Funds (CTFs) indicates that a quarter of families fail to actively open an investment fund for their children within 12 months of receiving their voucher. This has been attributed to difficulty in choosing a fund from the wide range of options available in the marketplace.
Tags: Child Trust Fund, Child Trust Funds, Children's Mutual, Childrens Pensions, Childrens Savings, Childrens Stakeholder Pensions, Financial Planning, HMRC, IBM, Investment Funds, Research Your Mortgage
Posted in Savings News | No Comments »
Thursday, November 26th, 2009
When comparing mortgage deals, the mortgage charges and pitfalls that go with buying or securing a mortgage can catch out the unwary borrower.
Here are some of the main mortgage charges that may be involved.
Tags: Early Repayment Charge, Higher Lending Charges, Investment Advice Northern Ireland, Investment Funds, Investment Strategy, Mortgage, Mortgage Deals, Mortgage Fees, Mortgages, Retirement, Tax Efficiency, Tax Efficient Investments, Tax Efficient Savings
Posted in Mortgage News | No Comments »
Wednesday, November 18th, 2009
Following Ethical Investment Week (8th - 14th Nov), ethical market research specialist Eiris has highlighted a number of new ethical funds offering positive ethical investment opportunities, rather than ones which simply avoid the ‘sin’ industries. One product is a vaccine bond, issued this year by the International Finance Industry for Immunisation, which funds the purchase of vaccines for [...]
Tags: Defined Benefit Pension Scheme, Defined Benefit Pension Schemes, Eiris, Enterprise Investment Schemes, Ethical Funds, Ethical Investment Funds, Financial Planning, IBM, Investment Funds, Online Stockbrokers, Savings and Investments, Sustainable Energy
Posted in Investment News | No Comments »
Tuesday, November 10th, 2009
Seventy per cent of people in Great Britain consider their outlook and lifestyle to be green and ethical, and 49% of people with savings and investments would like to make a difference with their money by making an ethical investment. These are the findings of the UK Sustainable Investment and Finance Association (UKSIF) published this [...]
Tags: Defined Benefit Pension Scheme, Department for Work and Pensions, Ethical Funds, Ethical Investments, IBM, ICICI Bank UK, Income Tax Allowances, Investment Funds, Investment Management Association, Investment Strategy 2010, Investments, National Ethical Investment Week, Online Mortgage Deals, Personal Tax, Pet Insurance, Retirement Planning, Savings, UK Sustainable Investment & Finance Association, UKSIF
Posted in Sustainable News | No Comments »
