Friday, December 3rd, 2010

Ethical funds investments in the third quarter (July to September) of 2010 were up 25% over last year. Ethical funds now attract investors as much for good performance as for the wish to invest with conscience. Read More
Tags: ami, Ethical Funds, Ethical Investment Funds, Ethical Investments, investment fund, Investment Funds, Investment Management Association, Investments
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Wednesday, November 24th, 2010

Almost 90% of UK investors are working to stabilise or reduce the risk level of their investments, the Association of Investment Management has said this week. Good investment advice can help them access the new generation of guaranteed investments now available, which allow a stock markets investment at no risk to your capital – you are guaranteed to get back at least what you put in.
Tags: Funds, Funds Investments, Guaranteed Investment, Guaranteed Investments, ima, Investment, Investment Advice, investment adviser, Investment Management Association, Investment Portfolio, Investments, investments advice
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Thursday, May 27th, 2010
There was little increase in the number of new mortgage deals closed by bank lenders in April, as the annual ‘spring bounce’ failed to materialise, according to the British Bankers’ Association (BBA). Consumers are focussed on clearing existing debt, rather than taking on more.
Tags: Investment Funds, Investment Management Association, Investment Strategy, Mortgage Deals, Mortgage Lender, Mortgages, National Housing Federation, Personal Loans, Remortgage, Retirement
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Thursday, November 26th, 2009
Regulation of the buy to let mortgages sector is to be added to the remit of the Financial Services Authority, in a move announced by the Treasury this week.
The Financial Services Authority is also to regulate third parties who buy mortgages from lenders, to provide additional security to mortgage borrowers.
Tags: Buy to let Mortgages, Equifax, Experian, Financial Planning Review, Financial Services Authority, FSA, Home Mortgage, Investment Management Association, Mortgage Lender, Mortgage Loan, Retirement, Self Employed Income Protection, Unemployment Cover
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Thursday, November 26th, 2009
Self-employed workers have been assured that new proposals by the Financial Services Authority will not block them from obtaining a mortgage.
“The FSA’s proposals on self-cert mortgages will not block access to the market for the self-employed,†said Lesley Titcomb of the FSA this week.
Tags: Equifax, Experian, Financial Services Authority, FSA, Investment Advice Northern Ireland, Investment Management Association, Mortgage, Mortgage Lender, National Savings & Investments, Pension Advice Northern Ireland, Pension Adviser, Repayment Mortgage, Retirement, Self-Cert Mortgages, Self-Certified Mortgage
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Tuesday, November 10th, 2009
Seventy per cent of people in Great Britain consider their outlook and lifestyle to be green and ethical, and 49% of people with savings and investments would like to make a difference with their money by making an ethical investment. These are the findings of the UK Sustainable Investment and Finance Association (UKSIF) published this [...]
Tags: Defined Benefit Pension Scheme, Department for Work and Pensions, Ethical Funds, Ethical Investments, IBM, ICICI Bank UK, Income Tax Allowances, Investment Funds, Investment Management Association, Investment Strategy 2010, Investments, National Ethical Investment Week, Online Mortgage Deals, Personal Tax, Pet Insurance, Retirement Planning, Savings, UK Sustainable Investment & Finance Association, UKSIF
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Wednesday, November 4th, 2009
The Financial Services Authority (FSA) has declared war on unacceptable practices in mortgage lending, with a £2.8m fine for GMAC-RFC over what it termed ‘unfair treatment of customers’.  GMAC’s failings included “excessive and unfair†arrears charges for missed mortgage payments on loans, repayment plans that did not always consider a customer’s circumstances, and moving to repossess [...]
Tags: Equifax, Experian, Financial Advice Derry, Financial Services Authority, FSA, GMAC, Investec, Investment Bond, Investment Management Association, Investment Strategy, Loans, Mortgage Advice, Mortgage Lender, Mortgages, Retirement
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Tuesday, October 27th, 2009
New proposals by the Financial Services Authority (FSA) to regulate mortgage lending will require lenders to refuse mortgage applications that are beyond what the homebuyer can reasonably afford. However, the current FSA proposals stop short of imposing limits on the loan-to-value ratios of mortgages, which relate to the size of the mortgage as a percentage of the value of the property, and would [...]
Tags: Equifax, Experian, Financial Services Authority, FSA, Investec, Investment Calculator, Investment Management Association, Investment Strategy, Loans, Mortgage Affordability, Mortgage Lender, Mortgages, Pension Advice Northern Ireland, Pension Adviser, Retirement, Self-Cert Mortgages, Self-Certified Mortgage
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Thursday, July 23rd, 2009
In approving a mortgage offer to a homebuyer these days, lenders decide the amount of finance on offer based on a number of factors. One of the most crucial is the mortgage lender’s view of how much the applicants can comfortably afford to repay. This assessment in turn reveals the ‘affordability’ of the mortgage repayment that the applicant has asked for. If [...]
Tags: Ethical Investor, Fixed Rate Mortgage, Investment Advice Northern Ireland, Investment Bond, Investment Calculator, Investment Management Association, Investment Strategy, Mortgage, Mortgage Advice, Mortgage Affordability, Mortgage Lender, Mortgages, Retirement
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