The Financial Services Authority has warned building societies to further restrain mortgage lending and limit the size of mortgage deals. The move is intended to prevent borrowers from saddling themselves with debt which, while affordable today, could become unsustainable if interest rates were to rise.
Posts Tagged ‘Investment Risk’
FSA tightens up on Building Society mortgage deals
Tuesday, March 30th, 2010Mortgage rates stable as Bank of England holds fast
Thursday, March 4th, 2010
The Bank of England has today decided to hold interest rates at the historic low of 0.5%. Customers seeking first time buyer mortgages right now are being advised to seek quality independent financial advice. An independent mortgage advisor, with their ‘whole of market’ approach, can find the very best mortgages based on the whole of the UK market, and will on average save you almost £1,000 on your annual mortgage repayments.
Good advice pays off as retail investors reduce investment risk
Tuesday, December 8th, 2009Reduction of risk by achieving a balanced spread of assets is a sign that investors are listening to good advice in the recession, according to the latest research from the Investment Management Association (IMA)*.
Investors have gradually reduced the risk in their portfolios over the decade to date, with equity sales falling to 49% of total sales (from 79% in 2000) and bond investments rising to 29% (from 11% in 2000).
Consumers must understand savings and investment risk
Thursday, November 26th, 2009A new report indicates that users of savings and investment products need a deeper understanding of how risk can be managed in stock market investments. The insurance company MetLife has revealed that the recent fluctuations in stock markets have considerably unsettled almost half of all savers. Of those with cash invested in stock markets, 47% [...]
Mortgages: Good news for first time buyers as lenders cut deposits
Wednesday, November 11th, 2009For first time buyers, the light at the end of the tunnel has been switched back on, as lenders appear more open to smaller deposits for first time buyer mortgages. The number of 10%-deposit mortgage deals has risen from 89 to 105 since March, while the number of products available with a 15% mortgage deposit [...]
House prices will rise, not fall; says Institution of Surveyors
Thursday, August 6th, 2009House prices will rise slightly in 2009, the Royal Institution of Chartered Surveyors has said, reversing an earlier forecast that prices this year could have fallen by up to 15%.
How risk-averse are you? Choosing an investment
Monday, July 27th, 2009Before making an investment decision, you must identify your ‘risk profile’ as an investor. How much risk do you feel comfortable with? Certain products offer more promising returns than others, but the risk is higher as well.
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