Wednesday, May 19th, 2010
Investors can save thousands with regular financial planning advice and financial reviews. Fine-tune your financial planning with regular reviews of your mortgage deal, funds investments, and pension planning.
Tags: Annual Financial Review, Annual Pension Review, Base Rate, Basic State Pension, Cash ISAs, Cheap Life Insurance, Enterprise Investment Schemes, Environment, Environmental News, Financial Planning, Financial Planning Advice, Financial Planning Review, IBM, Income Tax Allowances, Individual Voluntary Arrangement, Inheritance Tax Liability, Investment Funds, Investment Strategy, Investments, ISAs, Life Insurance, Maximum Pension Contribution, Mortgage Application, Mortgages, Online Mortgage Deals, Pensions, Personal Insurance, Repossessed Spanish Property, Savings, Savings and Investments, Stocks And Shares ISA
Posted in Financial Planning News | No Comments »
Monday, May 17th, 2010

Principle First Chartered Financial Planners has today launched the OnePlan™ financial planning environment, featuring the OnePlan™ suite of financial planning tools. Our financial planning tools give you the calculations you need to plan your mortgage, insurances, even pension and retirement. The financial planning tools enable you to calculate how much your mortgage repayments on your chosen home would be, how much life insurance cover you need to replace your income and protect your family, or calculate how much you need to be saving today, to achieve a desired buying power and standard of living from your pension.
Tags: Critical Illness Insurance, DWP, Enterprise Investment Schemes, Financial Advice, Financial Planning, Financial Planning Tools, future energy supply, Income Payment Protection Insurance, Inheritance Tax, Inheritance Tax Liability, Investment Strategy, Life Insurance, MetLife, Mortgages, Pensions and Retirement, Remortgage, Repossessed Spanish Property
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Thursday, May 13th, 2010
Applicants for first time buyer mortgages should have to take a course of study and pass an exam before their application is considered, according to the chairman of a leading UK consumer help service.
Tags: Estate Planning, Ethical Funds, Ethical Investment Funds, First Time Buyer Mortgage, First Time Buyer Mortgage Advice, First Time Buyer Mortgages, Friends of the Earth, Independent Financial Advice, Investment Strategy, Mortgages, Retirement
Posted in Mortgage News | No Comments »
Monday, May 10th, 2010
The cost of repayments on first time buyer mortgages could rise by £52 per month due to the election result, according to new findings by the UK’s largest accommodation website.
Tags: Estate Planning, Ethical Investment Funds, First Time Buyer Mortgage, First Time Buyer Mortgages, Investment Funds, Investment Strategy, Mortgage Deals, Mortgages, Personal Pension, Retirement, UK Mortgage Deals
Posted in Mortgage News | No Comments »
Wednesday, April 14th, 2010

Mortgage lending in February was up a healthy 12%, following a bout of cold feet (and hands) that kept buyers at home during the January blizzards, the Council of Mortgage Lenders revealed today.
Tags: CML, Compliance Services, Council Of Mortgage Lenders, Equity Release, Ethical Investment Funds, First Time Buyer, First Time Buyer Mortgages, Investment Strategy, Mortgages, National Housing Federation, Remortgage, Retirement, Term Assurance
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Tuesday, April 13th, 2010
First time buyers could enjoy a permanent stamp duty holiday as they take their first time buyer mortgage, as the Tories pledge they will keep forever the stamp duty holiday on homes under £250,000. Meanwhile, competition in the first time buyer mortgage market is hotting up as the daffodils bloom.
Tags: Best Mortgage Deal, Budget June 2010, Equity Release, Estate Planning, Ethical Investment Funds, First Time Buyer, First Time Buyer Mortgage, First Time Buyer Mortgages, Investment Strategy, Mortgages, National Housing Federation, Pension Planning, Remortgage, Retirement, SIPPS, Stamp Duty, Stamp Duty Threshold
Posted in Mortgage News | No Comments »
Wednesday, April 7th, 2010
There are now over 150 mortgage deals offering 90% mortgages to first time buyers. The figures have doubled in 9 months, and there are more on the way, according to the Bank of England.
Tags: Bank Of England, Best Pension, Equity Release, Estate Planning, First Time Buyer, First Time Buyer Mortgage, Investment Strategy, Mortgage Deposit, Mortgages, Retirement, Self-Cert Mortgages
Posted in Mortgage News | 1 Comment »
Tuesday, March 30th, 2010
The Financial Services Authority has warned building societies to further restrain mortgage lending and limit the size of mortgage deals. The move is intended to prevent borrowers from saddling themselves with debt which, while affordable today, could become unsustainable if interest rates were to rise.
Tags: Ethical Investment Funds, Experian, First Time Buyer Mortgages, FSA, Investment Funds, Investment Risk, Investment Strategy, Mortgage Deals, Mortgage Rates, Mortgages, Retirement
Posted in Mortgage News | 1 Comment »
Thursday, March 25th, 2010

The average house price for first time buyers is currently four times the national average wage, compared with 2.9 times the average wage in 1990. With a first time buyer mortgage more out of reach than ever, many are delaying marriage and family, according to new data from the National Housing Federation.
Tags: Equity Release, Estate Planning, First Time Buyer, First Time Buyer Mortgage, House Prices, Investment Strategy, Mortgages, National Housing Federation, Retirement, Self-Certified Mortgage
Posted in Mortgage News | 2 Comments »
Wednesday, March 24th, 2010
The Chancellor Alistair Darling has announced budget changes removing stamp duty on home purchases up to a value of £250,000. This applies to first time buyers only, but should drive sales of first time buyer mortgages. Stamp duty of 1% currently applies to all homes over £125,000 in value.
Tags: CML, Equity Release, Estate Planning, First Time Buyer, First Time Buyer Mortgage, Investment Strategy, Mortgages, Pension Planning, Retirement, Stamp Duty, Term Assurance
Posted in Mortgage News | 1 Comment »