Did you know that, with Class 3 contributions, you can buy back and ‘fill in’ missing years of National Insurance contributions, thus increasing the amount of your Basic State Pension when you retire? Just click on the headline, to read more.
Posts Tagged ‘Investment Wrapper’
Buy back Time to top up Basic State Pension
Tuesday, June 8th, 2010State Pension changes penalise women
Friday, March 5th, 2010Women turning 60 and claiming their basic state pension before April 6th stand to lose up to £20,000 of retirement income, compared to women turning 60 later this year. New rules that will apply after 6th April significantly relax the requirements to receive the full basic state pension for women.
Biting the bullet with salary sacrifice
Thursday, June 18th, 2009Until the recent budget, National Insurance at 11% formerly applied only to the first £34,840 of your income. On the remainder of your income above and beyond that, your National Insurance contributions were just 1%. However, this £34,840 threshold has now increased to £43,888, so that there is an additional £9,048 where national insurance takes [...]
Investment bonds for growth or bond for income
Monday, May 25th, 2009Investment bonds have become much more popular in recent months as a vehicle for growth or income. With the decrease in interest rates and the decrease in income for many savers and investors, investment bonds have become a more popular investment vehicle for many. The ability to take a 5% income as a capital withdrawal [...]
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